6604 Sardis Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 6604 Sardis Rd, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,909 sqft · built 1962
Lot Size	0.435 acres (18,965 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jul 2020)
Tax Bill	$4,479 (2023)
Deeds & Mortgages	May 2025 Line of Credit Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`187-151-08`

Property Details

APN / Parcel Number

Primary APN	`187-151-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,909 sqft Heated Area
Gross Area	1,933 sqft
1st Floor Area	1,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,965 sqft (0.435 acres)
Porch	Porch
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	187-151-08
Street Address	6604 SARDIS RD
City	CHARLOTTE
State	NC
Zip	28270-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	DIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 187 PG 15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	2004

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6604 SARDIS RD, CHARLOTTE, NC 28270-6050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Feb 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 15, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	0034813767
Deed Book / Page	34813 / 767
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6604 SARDIS RD, CHARLOTTE, NC 28270-6050
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6604 SARDIS RD, CHARLOTTE, NC 28270-6050

Mortgage

Document Number	0000051530
Date	May 27, 2025
Book Page	39608/957
Instrument	2025051530

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 16, 2020
Property Address	6604 SARDIS RD, CHARLOTTE, NC 28270-6050
Document Number	0000108212
Book / Page	34813 / 767
Instrument Date	Jun 26, 2020
Instrument	2020108212
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD, 2150, CHANDLER, AZ 85286-1661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6604 SARDIS RD, CHARLOTTE, NC 28270-6050

Mortgage

Document Number	0000108213
Date	Jul 16, 2020
Instrument	2020108213

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 13, 2020
Property Address	6604 SARDIS RD, CHARLOTTE, NC 28270-6050
Document Number	0000020441
Book / Page	034279 / 000234
Instrument Date	Feb 13, 2020
Instrument	20441
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6604 SARDIS RD, CHARLOTTE, NC 28270-6050
Document Number	0000031016
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6604 SARDIS RD CHARLOTTE NC 282706050, CHARLOTTE, NC 28270-6050

Mortgage

Document Number	0000031016
Date	Mar 20, 2019
Book Page	033362/000422
Instrument	31016

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6604 SARDIS RD, CHARLOTTE, NC 28270-6050
Document Number	0000062542
Book / Page	031795 / 000095
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6604 SARDIS RD CHARLOTTE NC 282706050, CHARLOTTE, NC 28270-6050

Mortgage

Document Number	0000062542
Date	May 12, 2017
Book Page	031795/000095
Instrument	62542

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2000)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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