6604 Osceola Rd, Morrow, OH 45152 Property Records

Warren County property record for 6604 Osceola Rd, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 2020
Lot Size	8.58 acres (373,832 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Mar 2020)
Tax Bill	$7,138 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-17-100-028-0`

Property Details

APN / Parcel Number

Primary APN	`18-17-100-028-0`
Alternative APNs	`18171000260` `1817100028` `3525570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	2,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	373,832 sqft (8.58 acres)
Porch	Slab
Lean-To	140 sqft
Pole Barn	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3525570
Street Address	6604 OSCEOLA RD
City	MORROW
State	OH
Zip	45152-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OSCEOLA
Legal Subdivision	OSCEOLA
Legal Block	570
Jurisdiction	WARREN OH
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1011
Census Tract	32400

Owner

6604 Osceola Rd is owned by two individuals who bought it in March 2020.

Source: Warren County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6290 OSCEOLA RD, MORROW, OH 45152-9757
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 25, 2022	Transfer on Death Deed, Transfer
Oct 13, 2020	Loan Modification, Mortgage AMERICAN FIN'L RSRCS
Mar 26, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Deed Document Number	202010035
Prior Transfer Date	Sep 7, 2007
Prior Transfer Doc	0000664655
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6604 OSCEOLA RD, MORROW, OH 45152-8171
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6604 OSCEOLA RD, MORROW, OH 45152-8171

Mortgage

Document Number	0000023907
Date	Nov 6, 2023
Instrument	2023-023907

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6604 OSCEOLA RD, MORROW, OH 45152-8171
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032564
Date	Jul 16, 2021
Instrument	2021-032564

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WARREN OH
Recording Date	May 25, 2022
Property Address	6604 OSCEOLA RD, MORROW, OH 45152-8171
Document Number	0000017761
Map Reference	MB 452B PG 751
Instrument Date	May 17, 2022
Instrument	2022-017761
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6210 JOANN LN, MIDDLETOWN, OH 45042-9605

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN OH
Property Address	6604 OSCEOLA RD, MORROW, OH 45152-8171
Document Number	0000001305
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6604 OSCEOLA RD MORROW OH 451528171, MORROW, OH 45152-8171

Mortgage

Document Number	0000001305
Date	Jan 11, 2021
Instrument	1305

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 26, 2020
Property Address	6604 OSCEOLA RD, MORROW, OH 45152-8171
Document Number	0000010035
Instrument Date	Mar 13, 2020
Instrument	2020-010035
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6604 OSCEOLA RD, MORROW, OH 45152-8171

Mortgage

Document Number	0000010036
Date	Mar 26, 2020
Instrument	2020-010036

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Oct 8, 2019
Property Address	6604 OSCEOLA RD, MORROW, OH 45152-8171
Document Number	0000029669
Instrument Date	Oct 6, 2019
Instrument	29669
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6290 OSCEOLA RD MORROW OH 451529757, MORROW, OH 45152-9757

Tax Assessment & Valuation

The 2025 property tax bill for 6604 Osceola Rd was $7,138.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Harlan Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,138.00	$160,580 Land $48,660 Building $111,920	$458,800 Land $139,030 Building $319,770
2023	$5,999.00 (-0.46%)	$132,496 (-) Land $33,254 Building $99,242
2022	$6,027.00	$132,496 Land $33,254 Building $99,243	$378,560 (-) Land $95,010 Building $283,550
2021			$378,560 Land $95,010 Building $283,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6604 Osceola Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6604 Osceola Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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