6604 Oak Point Cir, Mobile, AL 36608 Property Records

Mobile County property record for 6604 Oak Point Cir, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Mar 2003)
Tax Bill	$325 (2022)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022803084001057018`

Property Details

APN / Parcel Number

Primary APN	`R022803084001057018`
Alternative APNs	`28 03 08 4 001 057.018` `01991704` `1991704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	186 sqft
Deck Area	644 sqft
Patio Area	644 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1991704
Old Parcel Number	R022803084001057018
Street Address	6604 OAK POINT CIR
City	MOBILE
State	AL
Zip	36608-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BROOKSTONE MBK 38/87 #SEC 08 T4S R2W #MP28 03 08 4 001
Legal Range	02W
Legal Township	04S
Legal Section	08
Legal Subdivision	BROOKSTONE
Legal Lot Number	18
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1001
Census Tract	3608

Owner

6604 Oak Point Cir is owned and occupied by two individuals who bought it in March 2003.

Source: Mobile County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6604 OAK POINT CIR, MOBILE, AL 36608-6002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2003 · Amount on File
Deed Sale	Mar 17, 2003 · Amount on File
Prior Sale	Jul 22, 2002
Deed Document Number	2003021446
Deed Book / Page	5325 / 1913
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6604 OAK POINT CIR, MOBILE, AL 36608-6002
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6604 OAK POINT CIR, MOBILE, AL 36608-6002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004979
Date	Jan 28, 2026
Instrument	2026004979

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6604 OAK POINT CIR, MOBILE, AL 36608-6002
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6604 OAK POINT CIR, MOBILE, AL 36608-6002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019629
Date	Apr 3, 2024
Instrument	2024019629

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$11,490 Land $2,000 Building $9,490	$114,900 Land $20,000 Building $94,900
2023	Additional exemption filed	$11,050 Land $2,280 Building $8,770	$110,500 Land $22,800 Building $87,700
2022	$325.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6604 Oak Point Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–1981)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6604 Oak Point Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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