6603 Ocean Pt, Mentor, OH 44060 Property Records

Lake County property record for 6603 Ocean Pt, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,280 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Owner Names on File
Last Sale	$196,000 (Jan 2000)
Tax Bill	$9,746 (2023)
Deeds & Mortgages	Jan 2000 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-B-058-E-00-055-0`

Property Details

APN / Parcel Number

Primary APN	`16-B-058-E-00-055-0`
Alternative APN	`A 24`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	1,344 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 24
Street Address	6603 OCEAN PT
City	MENTOR
State	OH
Zip	44060-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 3 TRACT 6
Legal Subdivision	WHALERS COVE NO. 2-A
Legal Tract	6
Legal Lot Number	23
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	2
Census Block	2003
Census Tract	203500

Owner

The current owner of 6603 Ocean Pt bought it in January 2000.

Source: Lake County records, as of April 25, 2024

Owner of Record	2 Owner Names on File
Mailing Address	6603 OCEAN PT, MENTOR, OH 44060-8703
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2000 · Amount on File
Deed Sale	Jan 25, 2000 · Amount on File
Prior Sale	Jun 15, 1994 · Amount on File
Deed Document Number	188
Deed Book / Page	1017 / 1137
Record Updated	Jun 7, 2026

January 2000: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	6603 OCEAN PT, MENTOR, OH 44060-8703
Document Number	0000033295
Instrument Date	Jan 25, 2000
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6603 OCEAN PT MENTOR OH 440608703, MENTOR, OH 44060-8703

Mortgage

Document Number	0000033295
Date	Oct 15, 2020
Instrument	33295

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 14, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,746.00 (+119.9%) Homeowner's exemption	$93,800 (-) Land $25,200 Building $68,600
2022	$4,432.00 Homeowner's exemption	$93,800 Land $25,200 Building $68,600
2021			$268,000 Land $72,000 Building $196,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6603 Ocean Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6603 Ocean Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20