Saginaw County property record for 6603 McCarty Rd, Saginaw, MI 48603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2004 |
| Lot Size | 0.694 acres (30,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,000 (Oct 2003) |
| Tax Bill | $2,092 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-07-2001-005 |
| Primary APN | 23-12-4-07-2001-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Unfinished Basement | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,231 sqft (0.694 acres) |
| Lot Dimensions | 207 ft deep x 146 ft wide |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6603 MCCARTY RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | PART OF NW 1/4 OF SEC 07 COMM AT N 1/4 CORN TH N88DEG 06MIN 37SCDS W 438 FT TO POB TH CONT S00DEG 59MIN 17SCDS W 240.03 FT TH N88DEG 06MIN 37SCDS W 146.00 FT TH N00DEG 59MIN 17SCDS E 240.03 FT TH S88DEG 06MIN 37SCDS E 146 FT TO POB - .80 ACRES SEC 07 |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 07 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10306 |
Source: Saginaw County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 N RUSTIC DR, MIDLAND, MI 48640-8625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 15, 2025 | Intrafamily Transfer, Transfer |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 7, 2003 · Amount on Record |
| Deed Sale | Oct 7, 2003 · Amount on Record |
| Deed Book / Page | 2291 / 292 |
| Last Transfer Date | Oct 9, 2025 |
| Transfer Doc | 0000024432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 15, 2025 |
| Property Address | 6603 MCCARTY RD, SAGINAW, MI 48603-9605 |
| Document Number | 0000024432 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025024432 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6603 MCCARTY RD, SAGINAW, MI 48603-9605 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6603 MCCARTY RD, SAGINAW, MI 48603-9605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 6603 MCCARTY RD, SAGINAW, MI 48603-9605 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6603 MCCARTY RD, SAGINAW, MI 48603-9605 |
| Document Number | 2021017547 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021017547 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,200 (+3.55%) | $274,400 (+3.55%) | |
| 2025 | $2,092.00 (-45.21%) Homeowner's exemption | $132,500 (+11.81%) | $265,000 (+11.81%) |
| 2024 | $3,818.00 (+15.38%) | ||
| 2023 | $118,500 | $237,000 | |
| 2022 | $3,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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