6602 James Point Ct, Suffolk, VA 23435 Property Records

Suffolk City property record for 6602 James Point Ct, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,442 sqft · built 1999
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Nov 2025)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jan 2020 Mortgage + 2 more
APN	`7KJP39`

Property Details

APN / Parcel Number

Primary APN	`7KJP39`
Alternative APN	`304713060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,442 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	304713060
Street Address	6602 JAMES POINT CT
City	SUFFOLK
State	VA
Zip	23435-3089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED DE
Legal Description	L 39, JAMES POINT AT BURBAGE GRANT, SEC 2
Legal Subdivision	JAMES POINT
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2001
Census Tract	75106

Owner

6602 James Point Ct is owned and occupied by two individuals who bought it in November 2025.

Source: Suffolk City records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6602 JAMES POINT CT, SUFFOLK, VA 23435-3089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC
Jan 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Nov 25, 2025	Bargain and Sale Deed, Transfer · VA Mortgage ARCHER MORTGAGE LLC
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Aug 23, 2021 · Amount on File
Deed Document Number	202513475
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	6602 JAMES POINT CT, SUFFOLK, VA 23435-3089
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170013432
Date	Nov 27, 2017
Instrument	170013432

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	6602 JAMES POINT CT, SUFFOLK, VA 23435-3089
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000832
Date	Jan 21, 2020
Instrument	200000832

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 25, 2025
Property Address	6602 JAMES POINT CT, SUFFOLK, VA 23435-3089
Document Number	0250013475
Map Reference	CAB 2 SL 127C&127D
Instrument Date	Nov 21, 2025
Instrument	250013475
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	SOLARIS TITLE AND ESCROW LLC, FORTIS TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6602 JAMES POINT CT, SUFFOLK, VA 23435-3089

Mortgage

Document Number	0250013476
Date	Nov 25, 2025
Instrument	250013476

Lender

Name	ARCHER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 23, 2021
Property Address	6602 JAMES POINT CT, SUFFOLK, VA 23435-3089
Document Number	210015214
Instrument Date	Aug 18, 2021
Instrument	210015214
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6602 JAMES POINT CT, SUFFOLK, VA 23435-3089

Mortgage

Document Number	210015215
Date	Aug 23, 2021
Instrument	210015215

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6602 James Point Ct was $4,966, up 3.5% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$422,100 (+2.5%) Land $85,000 Building $337,100
2025	$4,966.00 (+3.48%)	$422,100 (+2.5%) Land $85,000 Building $337,100	$411,800 Land $85,000 Building $326,800
2024	$4,799.00 (+13.42%)	$411,800 (+6.08%) Land $85,000 Building $326,800
2023	$4,231.00	$388,200 Land $85,000 Building $303,200	$388,200 Land $85,000 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6602 James Point Ct; there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	2 (1999–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6602 James Point Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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