6601 Ridgemont Dr, Denver, NC 28037 Property Records

Lincoln County property record for 6601 Ridgemont Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,617 sqft · built 2015
Lot Size	3.39 acres (147,930 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Oct 2023)
Tax Bill	$5,275 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3685-60-6347`

Property Details

APN / Parcel Number

Primary APN	`3685-60-6347`
Alternative APNs	`300420` `251021` `86771`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,617 sqft Living Area
Basement Area	2,617 sqft
Finished Basement	79 sqft
Unfinished Basement	2,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Lot Area	147,930 sqft (3.39 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	300420
Street Address	6601 RIDGEMONT DR
City	DENVER
State	NC
Zip	28037-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	43 RANCHES@BETHHAVEN 3-6*
Legal Subdivision	RANCHES BETH HAVEN
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	70902

Owner

6601 Ridgemont Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6601 RIDGEMONT DR, DENVER, NC 28037-7857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTALSTATES MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Feb 21, 2014 · Amount on File
Deed Document Number	2023673494
Deed Book / Page	3285 / 484
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Jul 22, 2026
Property Address	6601 RIDGEMONT DR, DENVER, NC 28037-7857
Document Number	0000712671
Book / Page	3522 / 424
Instrument Date	Jul 17, 2026
Instrument	2026712671
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6601 RIDGEMONT DR, DENVER, NC 28037-7857

Mortgage

Document Number	0000712671,
Date	Jul 22, 2026
Book Page	3522/424
Instrument	2026712671

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 26, 2023
Property Address	6601 RIDGEMONT DR, DENVER, NC 28037-7857
Document Number	0003285484
Book / Page	3285 / 484
Map Reference	MB 16 PG 96
Instrument Date	Oct 26, 2023
Instrument	673494
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 BROAD VIEW LN, HILTON HEAD, SC 29926-4312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6601 RIDGEMONT DR, DENVER, NC 28037-7857

Mortgage

Document Number	0000673495
Date	Oct 26, 2023
Instrument	673495

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6601 RIDGEMONT DR, DENVER, NC 28037-7857
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6601 RIDGEMONT DR, DENVER, NC 28037-7857

Mortgage

Document Number	0003215859
Date	Dec 6, 2022
Book Page	3215/859
Instrument	661167

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6601 RIDGEMONT DR, DENVER, NC 28037-7857
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003079121
Date	Aug 31, 2021
Book Page	3079/121
Instrument	637856

Lender

Name	COASTALSTATES MORTGAGE INC
Type	Mortgage Company
Address	HILTON HEAD ISLAND, SC 29928

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 6601 Ridgemont Dr was $5,275.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,275.00	$843,327 Land $90,502 Building $752,825	$843,327 Land $90,502 Building $752,825
2023	$4,588.00	$740,977 Land $90,502 Building $650,475	$740,977 Land $90,502 Building $650,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6601 Ridgemont Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6601 Ridgemont Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgemont Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures