6601 Cottel Way, Cypress, CA 90630 Property Records

Orange County property record for 6601 Cottel Way, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,547 sqft · built 1974
Lot Size	0.047 acres (2,054 sqft)
Owner	Trust Name on File
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Dec 2020 Reverse Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`224-184-55`

Property Details

APN / Parcel Number

Primary APN	`224-184-55`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area
Gross Area	1,967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	2,054 sqft (0.047 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	6601 COTTEL WAY
City	CYPRESS
State	CA
Zip	90630-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8177 BLK LOT 15
Legal Subdivision	TRACT 8177
Legal Tract	8177
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1015
Census Tract	110011

Owner

6601 Cottel Way is owner-occupied and held in a trust since November 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	6601 COTTEL WAY, CYPRESS, CA 90630-5437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 13, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 4, 2020
Transfer Doc	0000702981
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 2, 2020
Property Address	6601 COTTEL WAY, CYPRESS, CA 90630-5437
Document Number	0000702981
Map Reference	MB 330 PG 48-50
Instrument Date	Nov 4, 2020
Instrument	2020000702981
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6601 COTTEL WAY, CYPRESS, CA 90630-5437

Mortgage

Document Number	0000702982
Date	Dec 2, 2020
Instrument	2020000702982

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.33%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	LIBOR

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6601 COTTEL WAY, CYPRESS, CA 90630-5437
Document Number	0000503819
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6601 COTTEL WAY CYPRESS CA 906305437, CYPRESS, CA 90630-5437

Mortgage

Document Number	0000503819
Date	Nov 21, 2017
Instrument	503819

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.23%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6601 COTTEL WAY, CYPRESS, CA 90630-5437
Document Number	0000503818
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6601 COTTEL WAY CYPRESS CA 906305437, CYPRESS, CA 90630-5437

Mortgage

Document Number	0000503818
Date	Nov 21, 2017
Instrument	503818

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.23%

Tax Assessment & Valuation

The 2025 property tax bill for 6601 Cottel Way was $1,397 with a homeowner's exemption, up 2.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$100,045 (+2%) Land $26,981 Building $73,064
2025	$1,397.00 (+2.8%) Homeowner's exemption	$98,084 Land $26,452 Building $71,632
2024	$1,359.00 (+2.41%)
2023	$1,327.00 (+1.92%) Homeowner's exemption	$94,276 Land $25,425 Building $68,851
2022	$1,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6601 Cottel Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6601 Cottel Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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