Highlands County property record for 6601 Concord St, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,070 sqft · built 1990 |
| Lot Size | 0.364 acres (15,833 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,000 (Dec 2020) |
| Tax Bill | $2,540 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | C-15-35-30-072-0ZZ0-0070 |
| Primary APN | C-15-35-30-072-0ZZ0-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 1,795 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,833 sqft (0.364 acres) |
| Lot Dimensions | 168 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6601 CONCORD ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-7607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIRWAY LAKES AMENDED REPLAT PB 15 PG 17 LOT 7 BLK ZZ |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | FAIRWAY LAKES REPLAT |
| Legal Block | ZZ |
| Legal Lot Number | 7 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 961000 |
Source: Highlands County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6601 CONCORD ST, SEBRING, FL 33876-7607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC |
| Mar 22, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Dec 15, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on Record |
| Deed Sale | Dec 15, 2020 · Amount on Record |
| Prior Sale | Nov 18, 2015 · Amount on Record |
| Deed Document Number | 202011033 |
| Deed Book / Page | 2790 / 550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 6601 CONCORD ST, SEBRING, FL 33876-7607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6601 CONCORD ST, SEBRING, FL 33876-7607 |
| Document Number | 0002304080 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 3179/1853 |
| Instrument | 2304080 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 6601 CONCORD ST, SEBRING, FL 33876-7607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6601 CONCORD ST, SEBRING, FL 33876-7607 |
| Document Number | 0002142336 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 2964/164 |
| Instrument | 2142336 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 6601 CONCORD ST, SEBRING, FL 33876-7607 |
| Document Number | 0002011033 |
| Book / Page | 2790 / 550 |
| Map Reference | MB 12 PG 43 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2011033 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,568.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6601 CONCORD ST, 6601, SEBRING, FL 33876-7607 |
| Name | Verified Name |
|---|---|
| Address | 6601 CONCORD ST, SEBRING, FL 33876-7607 |
| Document Number | 0002790552 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2790/552 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,445 (+15.97%) | $260,524 (+19.22%) Land $22,000 Building $238,524 | |
| 2024 | $2,540.00 (+13.09%) | ||
| 2023 | $2,246.00 (+2.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $162,489 (+3%) | $218,529 (+5.94%) Land $22,000 Building $196,529 |
| 2022 | $2,200.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $157,756 | $206,270 Land $16,500 Building $189,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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