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660 Waverly Dr, Apt A, Elgin, IL 60120 Property Records

Cook County property record for 660 Waverly Dr, Apt A, Elgin, IL 60120

Property Summary

Property TypeCondominium
Details2 bd · 1,200 sqft · built 1990
Lot Size5.28 acres (230,369 sqft)
Owner2 Individual Names on File
Last Sale$85,500 (Oct 2013)
Tax Bill$2,818 (2023)
Deeds & MortgagesNov 2025 Mortgage
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-07-313-045-1045

Property Details

APN / Parcel Number

Primary APN06-07-313-045-1045

Interior

Bedrooms2 Beds
Units8 Units
Building Area1,200 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area230,369 sqft

Location & Zoning

Street Address660 WAVERLY DR, A
CityELGIN
StateIL
Zip60120-4094
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionU660-A & U660-AG & U660-AP WAVERLY COMMONS CONDO S1/2 S7 T41N R09E
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionWAVERLY COMMONS CONDOMINIUM
Legal Lot Number1,2
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4022
Census Tract804403

Owner

660 Waverly Dr, Apt A is owned by two individuals who acquired it in September 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address660 WAVERLY DR, A, ELGIN, IL 60120-4094
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
ASSOCIATED BANK NA
Sep 20, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ASSOCIATED BANK NA
Jan 10, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 30, 2016Deed of Trust, Mortgage · Conventional Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2013 · Amount on File
Deed SaleOct 31, 2013 · Amount on File
Prior SaleAug 4, 2000 · Amount on File
Deed Document Number20131025
Last Transfer DateSep 1, 2023
Transfer Doc0000013366
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address660 WAVERLY DR APT A, A, ELGIN, IL 60120-4094
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address660 WAVERLY DR A, A, ELGIN, IL 60120-4094

Mortgage

Document Number0031418091
DateNov 10, 2025
Instrument2531418091
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueDec 1, 2035
Interest
Rate5%

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateSep 20, 2023
Property Address660 WAVERLY DR APT A, A, ELGIN, IL 60120-4094
Document Number0026313366
Map ReferenceDOC 25723114
Instrument DateSep 1, 2023
Instrument2326313366
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address660 WAVERLY DR, ELGIN, IL 60120-4094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address660 WAVERLY DR APT A, A, ELGIN, IL 60120-4094

Mortgage

Document Number0026313367
DateSep 20, 2023
Instrument2326313367
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2038
Interest
Rate6.37%

January 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOK IL
Recording DateJan 10, 2023
Property Address660 WAVERLY DR APT A, A, ELGIN, IL 60120-4094
Document Number0001033231
Map ReferenceDOC 86114413
Instrument DateJan 5, 2023
Instrument2301033231
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address660 WAVERLY DR APT A, A, ELGIN, IL 60120-4094
Document Number1701155051
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address660 WAVERLY DR #A ELGIN IL 601204094, A, ELGIN, IL 60120-4094

Mortgage

Document Number1701155051
DateJan 11, 2017
Instrument1155051
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 10, 2032
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,910 Land $2,174 Building $14,736$169,100 Land $21,740 Building $147,360
2023$2,818.00 (+4.02%)
2022$2,709.00 (+85.8%) Homeowner's exemption$13,106 (+73.27%) Land $2,018 Building $11,088$131,060 (+73.27%) Land $20,180 Building $110,880
2021$1,458.00 Homeowner's exemption$7,564 Land $1,630 Building $5,934$75,640 Land $16,300 Building $59,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 660 Waverly Dr, Apt A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 660 Waverly Dr, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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