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660 Spruce Tree Dr, Cary, IL 60013 Property Records

McHenry County property record for 660 Spruce Tree Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,821 sqft · built 1991
Lot Size0.45 acres (19,635 sqft)
Owner2 Individual Names on Record
Last Sale$366,000 (Oct 2019)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-07-477-006

Property Details

APN / Parcel Number

Primary APN20-07-477-006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,821 sqft
Gross Area4,107 sqft
1st Floor Area1,474 sqft
2nd Floor Area1,347 sqft

Exterior

Year BuiltBuilt 1991
Architectural StyleColonial
Exterior MaterialFrame Siding
Lot Area19,635 sqft
Lot Dimensions233 ft deep x 89 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address660 SPRUCE TREE DR
CityCARY
StateIL
Zip60013-3141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0034719 LT 24 PATRIOT MEADOWS MEMO: LEACH, KEVIN J/ KAREN J WOODNORTH
Legal Range09E
Legal Township43N
Legal Section07
Legal SubdivisionPATRIOT MEADOWS
Legal Block477
Legal Lot Number24
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1023
Census Tract871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address660 SPRUCE TREE DR, CARY, IL 60013-3141
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2019 · Amount on Record
Deed SaleOct 15, 2019 · Amount on Record
Prior SaleAug 21, 1997 · Amount on Record
Deed Document Number2019R0034719
Record UpdatedJun 7, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 15, 2019
Property Address660 SPRUCE TREE DR, CARY, IL 60013-3141
Document Number0000034719
Instrument DateOct 3, 2019
Instrument34719
Transaction TypeTransfer
Record UpdatedNov 4, 2019
Title CompanyFOX TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$549.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1565 N SAINT MARKS PL PALATINE IL 600678690, PALATINE, IL 60067-8690

Mortgage

Document Number34720
DateOct 15, 2019
Instrument34720
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 14, 2034
Interest
Rate3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$141,844 Land $37,785 Building $104,059$425,532 Land $113,355 Building $312,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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