660 Spruce St, Wauseon, OH 43567 Property Records

Fulton County property record for 660 Spruce St, Wauseon, OH 43567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1976
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jan 2020)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-008728-00.000`

Property Details

APN / Parcel Number

Primary APN	`06-008728-00.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Basement Area	1,335 sqft
Unfinished Basement	1,335 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	660 SPRUCE ST
City	WAUSEON
State	OH
Zip	43567-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALBERT HUNERS 3RD EXT LOT 100
Legal Range	00
Legal Township	00
Legal Section	10
Legal Subdivision	ALBERT HUNERS
Legal Lot Number	100
Jurisdiction	FULTON OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1019
Census Tract	40702

Owner

660 Spruce St is owned and occupied by two individuals who bought it in January 2020.

Source: Fulton County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	660 SPRUCE ST, WAUSEON, OH 43567-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage SIGNATURE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Jul 29, 2015 · Amount on File
Deed Document Number	2020256654
Deed Book / Page	358 / 1586
Prior Transfer Date	May 14, 2012
Prior Transfer Doc	00306/0531
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Recording Date	Apr 27, 2026
Property Address	660 SPRUCE ST, WAUSEON, OH 43567-1805
Document Number	0000001743
Book / Page	389 / 3755
Instrument Date	Apr 13, 2026
Instrument	20261743
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 SPRUCE ST, WAUSEON, OH 43567-1805
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001743,
Date	Apr 27, 2026
Book Page	389/3755
Instrument	20261743

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Jan 3, 2020
Property Address	660 SPRUCE ST, WAUSEON, OH 43567-1805
Document Number	00358/1586
Book / Page	0358 / 1586
Instrument Date	Nov 8, 2019
Instrument	202000256654
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	660 SPRUCE ST, WAUSEON, OH 43567-1805

Mortgage

Document Number	202000256655
Date	Jan 3, 2020
Instrument	202000256655

Lender

Name	SIGNATURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 660 Spruce St was $3,360, down 5.5% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Clinton Township
Municipality	Wauseon City
Unified School District	Wauseon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00 (-5.49%)	$73,920 (-) Land $12,600 Building $61,320	$211,200 (-) Land $36,000 Building $175,200
2024	$3,555.00 (-3.76%)	$73,920 (-) Land $12,600 Building $61,320	$211,200 (-) Land $36,000 Building $175,200
2023	$3,694.00 (+12.55%) Homeowner's exemption	$73,920 (+32.17%) Land $12,600 Building $61,320	$211,200 Land $36,000 Building $175,200
2022	$3,282.00 Homeowner's exemption	$55,930 Land $10,500 Building $45,430
2020			$159,800 Land $30,000 Building $129,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 660 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUSEON CITY PWS serves 7,568 people · EPA ID OH2600111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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