Hinds County property record for 660 Spears Trce, Raymond, MS 39154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,645 sqft · built 1989 |
| Lot Size | 1.07 acres (46,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,944 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4855-0369-000 |
| Primary APN | 4855-0369-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,645 sqft Living Area |
| 1st Floor Area | 1,875 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 46,712 sqft |
| Deck Area | Deck Area |
| Patio Area | 156 sqft |
| Utility Building | 686 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 660 SPEARS TRCE |
|---|---|
| City | RAYMOND |
| State | MS |
| Zip | 39154-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SHADOW LAKE EST PT 2 |
| Legal Subdivision | SHADOW LAKE EST PT 2 |
| Legal Lot Number | 6 |
| Jurisdiction | HINDS MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10809 |
Source: Hinds County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 600 SPEARS TRCE, RAYMOND, MS 39154-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 |
| Deed Sale | Sep 30, 2022 |
| Prior Sale | May 19, 2021 |
| Deed Document Number | 2022 |
| Prior Transfer Date | Apr 14, 2015 |
| Prior Transfer Doc | 0071755384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HINDS MS |
| Property Address | 660 SPEARS TRCE, RAYMOND, MS 39154-9574 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 660 SPEARS TRCE, RAYMOND, MS 39154-9574 |
| Document Number | 0072880166 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 7288/166 |
| Instrument | 1820052 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: Hinds County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Hinds County |
| Unified School District | Hinds County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,944.00 (+4.4%) Homeowner's exemption | $18,500 (+2.97%) Land $1,500 Building $17,000 | $185,000 (+2.97%) Land $15,000 Building $170,000 |
| 2024 | $1,862.00 (-0.21%) | $17,967 (-) Land $1,500 Building $16,467 | $179,670 (-) Land $15,000 Building $164,670 |
| 2023 | $1,866.00 (-41.17%) Homeowner's exemption | $17,967 (-33.33%) Land $1,500 Building $16,467 | $179,670 (-) Land $15,000 Building $164,670 |
| 2022 | $3,172.00 | $26,951 Land $2,250 Building $24,701 | $179,670 Land $15,000 Building $164,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 63 (1980–2020) |
| Claims Outside the SFHA | 34 of 63 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSON serves 189,673 people · EPA ID MS0250008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 3 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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