660 Palmer Rd, Covington, PA 16917 Property Records

Tioga County property record for 660 Palmer Rd, Covington, PA 16917

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,846 sqft · built 1989
Lot Size	15.4 acres (673,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Dec 2021)
Tax Bill	$2,930 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07/01.00/038B/000`

Property Details

APN / Parcel Number

Primary APN	`07/01.00/038B/000`
Alternative APN	`00023843`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	673,438 sqft (15.4 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00023843
Street Address	660 PALMER RD
City	COVINGTON
State	PA
Zip	16917-9679
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1052
Census Tract	950500

Owner

Source: Tioga County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	660 PALMER RD, COVINGTON, PA 16917-9679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST HERITAGE FCU
Apr 11, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	202110574
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Dec 7, 2021
Property Address	660 PALMER RD, COVINGTON, PA 16917-9679
Document Number	0202110574
Instrument Date	Oct 12, 2021
Instrument	202110574
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 PALMER RD, 660, COVINGTON, PA 16917-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	660 PALMER RD, COVINGTON, PA 16917-9679

Mortgage

Document Number	0202110575
Date	Dec 7, 2021
Instrument	202110575

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	660 PALMER RD, COVINGTON, PA 16917-9679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 PALMER RD, COVINGTON, PA 16917-9679

Mortgage

Document Number	202005610
Date	Aug 14, 2020
Instrument	202005610

Lender

Name	FIRST HERITAGE FCU
Type	Credit Union
Address	PAINTED POST, NY 14870

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2035

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Apr 11, 2019
Property Address	660 PALMER RD, COVINGTON, PA 16917-9679
Document Number	201902595
Instrument Date	Mar 19, 2019
Instrument	201902595
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Tax	$3,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 PALMER RD, 660, COVINGTON, PA 16917-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MOUNTAIN RD, SHICKSHINNY, PA 18655-4417

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,930.00 (-34.39%)	$187,990 (-) Land $60,350 Building $127,640
2024	$4,466.00	$187,990 Land $60,350 Building $127,640
2023			$187,990 Land $60,350 Building $127,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
River Valley Internet Fixed Wireless	100 / 50
Xtreme5G Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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