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660 N Cherry St, Monticello, FL 32344 Property Records

Jefferson County property record for 660 N Cherry St, Monticello, FL 32344

Property Summary

Property TypeVacant Land
Lot Size0.197 acres (8,582 sqft)
OwnerCompany Name on Record
Last Sale$65,000 (Nov 2024)
Tax Bill$590 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APN00-00-00-0365-0000-0020

Property Details

APN / Parcel Number

Primary APN00-00-00-0365-0000-0020
Alternative APN
  • 1859

Exterior

Lot Area8,582 sqft (0.197 acres)
Lot Dimensions86 ft deep x 100 ft wide

Location & Zoning

Street Address660 N CHERRY ST
CityMONTICELLO
StateFL
Zip32344-2101
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 2 JACKSON SQUARE SUBDV PLAT BK B P 103 & ORB 569 P 56
Legal Range05E
Legal Township02N
Legal Section30
Legal SubdivisionJACKSON SQUARE SUB
Legal Lot Number2
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group1
Census Block1034
Census Tract250105

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Monticello Historic District
listed 1977 · 41 contributing resources · NRIS 77000405

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jefferson County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address274 N CHERRY ST, MONTICELLO, FL 32344-1925
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Warranty Deed · Conventional Mortgage
VYSTAR CREDIT UNION
Jul 11, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2024 · Amount on Record
Deed SaleNov 18, 2024 · Amount on Record
Deed Document Number20242984
Deed Book / Page859 / 188
Record UpdatedSep 20, 2026

July 2026: Warranty Deed

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateJul 13, 2026
Property Address660 N CHERRY ST, MONTICELLO, FL 32344-2101
Document Number0000002238
Book / Page886 / 506
Instrument DateJul 10, 2026
Instrument20262238
Record UpdatedAug 5, 2026
Title CompanyNORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183,042.30
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address660 N CHERRY ST, MONTICELLO, FL 32344-2101

Mortgage

Document Number0000002239,
DateJul 13, 2026
Book Page886/508
Instrument20262239
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON FL
Recording DateJul 11, 2022
Property AddressN CHERRY ST, MONTICELLO, FL 32344
Document Number0008240657
Book / Page824 / 657
Map ReferenceMB B PG 103
Instrument DateJul 11, 2022
Instrument202233002074
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2700 POWER MILL CT # CT3, CT3, TALLAHASSEE, FL 32301-3532

Transferred To (Grantee/Buyer)

NameVerified Name
Address2700 POWER MILL CT STE 3, 3, TALLAHASSEE, FL 32301-3548

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
MunicipalityMonticello City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$590.00$30,000 (-) Land $30,000$30,000 (-) Land $30,000
2024$590.00 (+174.42%)$30,000 (+5%) Land $30,000$30,000 (+5%) Land $30,000
2023$215.00 (+55.8%)$20,000 (+191.29%) Land $20,000$20,000 (+191.29%) Land $20,000
2022$138.00$6,866 Land $6,866$6,866 Land $6,866

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTICELLO
serves 4,502 people · EPA ID FL1330478
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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