660 Middle Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 660 Middle Rd, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 988 sqft · built 1995
Lot Size	15.4 acres (670,824 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2026)
Tax Bill	$2,285 (2026)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`493089 150.00-2-4.2`

Property Details

APN / Parcel Number

Primary APN	`493089 150.00-2-4.2`
Alternative APNs	`308915000000020040020000` `00000001780`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	670,824 sqft (15.4 acres)
Porch	Porch
Porch Area	60 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001780
Street Address	660 MIDDLE RD
City	OWEGO
State	NY
Zip	13827-6314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	2
Legal Lot Number	4.002
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	4
Census Block	4014
Census Tract	20401

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1421 UPPER BRIGGS HOLLOW RD, NICHOLS, NY 13812-4130
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Transfer Date	Dec 12, 2025
Prior Transfer Doc	202600001235
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Apr 9, 2026
Property Address	660 MIDDLE RD, OWEGO, NY 13827-6314
Document Number	202600001235
Instrument Date	Dec 12, 2025
Instrument	20261235
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 UPPER BRIGGS HOLLOW RD, NICHOLS, NY 13812-4130

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,285.00 (-38.26%)
2025	$3,701.00 (+338.51%)	$45,000 (-) Land $25,300 Building $19,700	$86,124 (+3.35%) Land $48,421 Building $37,703
2023		$45,000 Land $25,300 Building $19,700	$83,333 Land $46,852 Building $36,481
2019	$844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	16 (1979–2011)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3