660 Garden Pl, Troy, OH 45373 Property Records

Miami County property record for 660 Garden Pl, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,809 sqft · built 1970
Lot Size	0.843 acres (36,723 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Jul 2012)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C06-080395`

Property Details

APN / Parcel Number

Primary APN	`C06-080395`
Alternative APNs	`040604.2-06-004-00` `C06CC005A05500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	3,618 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	36,723 sqft (0.843 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	660 GARDEN PL
City	TROY
State	OH
Zip	45373-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-4 LOT 22 MERRIMONT #6
Legal Range	06
Legal Township	04
Legal Section	04
Legal Subdivision	MERRIMONT #6
Legal Lot Number	22
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3008
Census Tract	365302

Owner

660 Garden Pl is owned and occupied by two individuals who bought it in July 2012.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	660 GARDEN PL, TROY, OH 45373-4308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2012 · Amount on File
Deed Sale	Jul 5, 2012 · Amount on File
Prior Sale	Jul 1, 2011 · Amount on File
Deed Document Number	20122012OR-08910
Deed Book / Page	282 / 870
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	660 GARDEN PL, TROY, OH 45373-4308
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 GARDEN PL, TROY, OH 45373-4308

Mortgage

Document Number	0000001702
Date	Feb 21, 2024
Instrument	2024OR-01702

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	660 GARDEN PL, TROY, OH 45373-4308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003509
Date	Mar 17, 2020
Instrument	2020OR-03509

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	660 GARDEN PL, TROY, OH 45373-4308
Document Number	0000002243
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 GARDEN PL TROY OH 453734308, TROY, OH 45373-4308

Mortgage

Document Number	0000002243
Date	Feb 22, 2017
Instrument	2243

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 660 Garden Pl was $3,211 with a homeowner's exemption, up 6.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,211.00 (+6.93%) Homeowner's exemption	$93,450 (+27.87%) Land $20,160 Building $73,290	$267,000 Land $57,600 Building $209,400
2024	$3,003.00 (+1.76%) Homeowner's exemption	$73,080 (-) Land $20,160 Building $52,920
2023	$2,951.00 (+16.14%) Homeowner's exemption	$73,080 (-) Land $20,160 Building $52,920	$208,800 (-) Land $57,600 Building $151,200
2022	$2,541.00 Homeowner's exemption	$73,080 Land $20,160 Building $52,920	$208,800 Land $57,600 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 660 Garden Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 Garden Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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