660 Flat Mountain Estates Rd, Highlands, NC 28741 Property Records

Macon County property record for 660 Flat Mountain Estates Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,448 sqft · built 1985
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Nov 2020)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`7530894974`

Property Details

APN / Parcel Number

Primary APN	`7530894974`
Alternative APNs	`0510394` `148196`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,448 sqft Heated Area
1st Floor Area	2,448 sqft
Basement Area	2,128 sqft
Finished Basement	2,128 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	528 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	148196
Street Address	660 FLAT MOUNTAIN ESTATES RD
City	HIGHLANDS
State	NC
Zip	28741-8788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3-A FLAT TOP MTN SUB
Legal Subdivision	FLAT TOP MOUNTAIN
Legal Lot Number	3-A
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2058
Census Tract	970501

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 W DUNWOODIE ST, TAMPA, FL 33629-5212
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 12, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Jul 18, 1988 · Amount on Record
Deed Document Number	20208849
Deed Book / Page	40 / 578
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	660 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8788
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000R41/596
Date	Mar 3, 2022
Book Page	R-41/596
Instrument	2022001676

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 12, 2020
Property Address	660 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8788
Document Number	J40/578
Book / Page	J-40 / 578
Map Reference	CAB 1 SL 317 PG 8
Instrument Date	Nov 5, 2020
Instrument	2020008849
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 WEST DUNWOODIE STREET, TAMPA, FL 33629

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,266,470 (-) Land $237,250 Building $1,029,220	$1,266,470 (-) Land $237,250 Building $1,029,220
2025	$3,781.00 (+0.32%)	$1,266,470 (-) Land $237,250 Building $1,029,220	$1,266,470 (-) Land $237,250 Building $1,029,220
2023	$3,769.00	$1,266,470 Land $237,250 Building $1,029,220	$1,266,470 Land $237,250 Building $1,029,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications.

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