660 Farmers Top, Murphy, NC 28906 Property Records

Cherokee County property record for 660 Farmers Top, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 2018
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$9,500 (Feb 2018)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Aug 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458210467156000`

Property Details

APN / Parcel Number

Primary APN	`458210467156000`
Alternative APN	`47256`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Heated Area
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	206 ft deep x 30 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47256
Street Address	660 FARMERS TOP
City	MURPHY
State	NC
Zip	28906-0479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 TR 523 TARHEEL NORTH 1210/434
Legal Tract	523
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3002
Census Tract	930502

Owner

660 Farmers Top is owned and occupied by an individual who bought it in February 2018.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	660 FARMERS TOP, MURPHY, NC 28906-0479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Aug 8, 2018	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Feb 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Prior Sale	Feb 8, 2006 · Amount on File
Deed Document Number	00762
Deed Book / Page	01580 / 0986
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	660 FARMERS TOP, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01601/0955
Date	Nov 30, 2018
Book Page	01601/0955
Instrument	05763

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2028

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	660 FARMERS TOP, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01593/0236
Date	Aug 8, 2018
Book Page	01593/0236
Instrument	03790

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 27, 2019

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 16, 2018
Property Address	660 FARMERS TOP, MURPHY, NC 28906
Document Number	01580/0986
Book / Page	01580 / 0986
Instrument Date	Feb 8, 2018
Instrument	00762
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$19.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	443 RAINBOW DR, 443, PAGOSA SPRINGS, CO 81147-6501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 BOULEVARD ST, MURPHY, NC 28906-3051

Tax Assessment & Valuation

The 2025 property tax bill for 660 Farmers Top was $1,052.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$136,400	$136,400 Land $26,000 Building $110,400
2023		$136,400	$136,400 Land $26,000 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 660 Farmers Top in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 Farmers Top is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Farmers Top

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