660 Elsa Dr, Santa Rosa, CA 95407 Property Records

Sonoma County property record for 660 Elsa Dr, Santa Rosa, CA 95407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 1993
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Last Sale	$165,000 (Mar 1993)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-280-063-000`

Property Details

APN / Parcel Number

Primary APN	`044-280-063-000`
Alternative APN	`044-280-063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
1st Floor Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	044-280-063
Street Address	660 ELSA DR
City	SANTA ROSA
State	CA
Zip	95407-6262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	LOT 63
Legal Subdivision	HILLVIEW ESTATES 2
Legal Block	4
Legal Lot Number	63
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	4
Census Block	4009
Census Tract	151405

Owner

660 Elsa Dr is owner-occupied and held in a trust since April 2005.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	660 ELSA DR, SANTA ROSA, CA 95407-6262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE FUNDING CORP
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Aug 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 1993 · Amount on File
Deed Sale	Mar 25, 1993 · Amount on File
Deed Document Number	199337533
Last Transfer Date	Apr 21, 2005
Transfer Doc	0000057446
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	660 ELSA DR, SANTA ROSA, CA 95407-6262
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097756
Date	Dec 23, 2019
Instrument	2019097756

Lender

Name	PINNACLE FUNDING CORP
Type	Lending Institution
Address	NOVATO, CA 94945

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	660 ELSA DR, SANTA ROSA, CA 95407-6262
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039878
Date	Jun 1, 2018
Instrument	2018039878

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	660 ELSA DR, SANTA ROSA, CA 95407-6262
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006718
Date	Jan 29, 2020
Instrument	2020006718

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 5, 2020
Property Address	660 ELSA DR, SANTA ROSA, CA 95407-6262
Document Number	0000065904
Instrument Date	Jul 10, 2020
Instrument	65904
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	660 ELSA DR SANTA ROSA CA 954076262, SANTA ROSA, CA 95407-6262

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	660 ELSA DR, SANTA ROSA, CA 95407-6262
Document Number	0000037824
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 ELSA DR SANTA ROSA CA 954076262, SANTA ROSA, CA 95407-6262

Mortgage

Document Number	0000037824
Date	May 15, 2017
Instrument	37824

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 660 Elsa Dr was $3,075 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Bellevue Union School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$274,078 (+2%) Land $124,577 Building $149,501
2025	$3,075.00 Homeowner's exemption	$268,705 Land $122,135 Building $146,570
2023	$3,074.00 (+3.78%) Homeowner's exemption	$258,274 Land $117,394 Building $140,880
2022	$2,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 660 Elsa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 Elsa Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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