660 E Sawgrass Trl, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 660 E Sawgrass Trl, Dakota Dunes, SD 57049

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,844 sqft · built 1992
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$582,000 (Jul 2023)
Tax Bill	$8,777 (2026)
Deeds & Mortgages	Jul 2024 Mortgage Jul 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`23.GC.05.1027`

Property Details

APN / Parcel Number

Primary APN	`23.GC.05.1027`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,844 sqft Living Area
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Built-in
Garage Area	1,499 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	660 E SAWGRASS TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 OF DAK DUNES GOLF COURSE 5TH ADD .51A
Legal Subdivision	DAK DUNES GOLF COURSE 5TH ADD
Legal Lot Number	27
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2025
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	660 E SAWGRASS TRL, NORTH SIOUX CITY, SD 57049-5143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Jul 31, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2023 · Amount on Record
Deed Sale	Jul 23, 2023 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	660 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5143
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000184/343
Date	Jul 8, 2024
Book Page	184/343
Instrument	241328

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	3000 PLAZA DR, S SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	12.5%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jul 31, 2023
Property Address	660 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5143
Document Number	000113/444
Book / Page	113 / 444
Instrument Date	Jul 23, 2023
Instrument	231725
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2825 S MASS STONE AVE, DAKOTA DUNES, SD 57049

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	660 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5143

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,777.00 (+0.01%)	$556,526 (-) Land $83,308 Building $473,218
2025	$8,776.00 (+1.15%)	$556,526 (-) Land $83,308 Building $473,218
2024	$8,676.00 (-0.63%)
2023	$8,731.00 (-0.38%)	$556,526 Land $83,308 Building $473,218
2022	$8,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 68% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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