660 Derby Ave, Cincinnati, OH 45232 Property Records

Hamilton County property record for 660 Derby Ave, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1916
Lot Size	0.137 acres (6,011 sqft)
Owner	Owner Name on File
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-0059-0023-00`

Property Details

APN / Parcel Number

Primary APN	`220-0059-0023-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	666 sqft
2nd Floor Area	510 sqft
Upper Floors Area	510 sqft
Basement Area	638 sqft

Exterior

Year Built	Built 1916
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,011 sqft (0.137 acres)
Lot Dimensions	159 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	660 DERBY AVE
City	CINCINNATI
State	OH
Zip	45232-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	660 DERBY AVE 37 X 159.44 IRR LOT 1 MELLWOOD SUB
Legal Subdivision	MELLWOOD SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	7300

Owner

Source: Hamilton County records · APN 220-0059-0023-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	660 DERBY AVE, CINCINNATI, OH 45232-1814
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2002
Deed Sale	Jul 22, 2002
Prior Sale	Dec 10, 2001 · Amount on Record
Deed Document Number	976229
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	660 DERBY AVE, CINCINNATI, OH 45232-1814
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082498
Date	Sep 17, 2018
Book Page	13754/01240
Instrument	2018-0082498

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 01, 2023

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (+2.88%) Homeowner's exemption	$36,187 (-) Land $6,349 Building $29,838
2024	$1,563.00 (-5.27%) Homeowner's exemption	$36,187 (-) Land $6,349 Building $29,838
2023	$1,650.00 (+39.83%) Homeowner's exemption	$36,187 (+38.87%) Land $6,349 Building $29,838	$103,390 (+38.87%) Land $18,140 Building $85,250
2022	$1,180.00 Homeowner's exemption	$26,058 Land $5,898 Building $20,160
2020			$74,450 Land $16,850 Building $57,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.