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660 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 660 Clover Dr, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1978
Square Footage864 sqft Finished Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$117,500 (2020)
Tax Bill$1,164.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-30-00-127.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area864 sqft Finished Area
Gross Area900 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area14,375 sqft (0.33 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address660 CLOVER DR
CityCOVINGTON
StateKY
Zip41015-2305
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRANDVIEW LOT 17
Legal SubdivisionGRANDVIEW
Legal Lot Number17
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4003
Census Tract65300

Owner

Source: Kenton County records · APN 059-30-00-127.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address660 CLOVER DR, COVINGTON, KY 41015-2305
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNION HM MTG CORP
Feb 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Feb 05, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 09, 2017Warranty Deed, Transfer
LAWYERS TITLE
Dec 23, 2016Deed of Trust, Mortgage · Veterans Administration Mortgage
SIBCY CLINE MTG SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2020 · Amount on Record
Deed SaleMar 04, 2020 · Amount on Record
Deed Doc Number20205900212
Deed Book / Page9 / 735
Prior Transfer DateJan 31, 2018
Prior Transfer Doc0000000108
Record RefreshedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 04, 2020
Property Address660 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000212
Book / Page000009 / 000735
Instrument DateFeb 28, 2020
Instrument212
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$118.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address660 CLOVER DR COVINGTON KY 410152305, COVINGTON, KY 41015-2305

Mortgage

Document Number213
DateMar 04, 2020
Book Page000M16/000447
Instrument213
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 03, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address660 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000209
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address660 CLOVER DR COVINGTON KY 410152305, COVINGTON, KY 41015-2305

Mortgage

Document Number0000000209
DateMay 21, 2020
Book Page000M47/000261
Instrument209
Lender
NameMISCELLANEOUS GOVT AGCY
Address20 W PIKE ST, COVINGTON, KY 41011-2711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 20, 2025

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 05, 2018
Property Address660 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000108
Book / Page0I4064 / 000042
Instrument DateJan 31, 2018
Instrument108
Transaction TypeTransfer
Record UpdatedMar 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address58 MCMILLAN DR INDEPENDENCE KY 410519322, INDEPENDENCE, KY 41051-9322

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 09, 2017
Property Address660 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000050
Book / Page0I3882 / 000241
Instrument DateDec 30, 2016
Instrument50
Transaction TypeTransfer
Record UpdatedMay 02, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$77.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 MCMILLAN DR INDEPENDENCE KY 410519322, INDEPENDENCE, KY 41051-9322

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address660 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000051
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address660 CLOVER DR COVINGTON KY 410152305, COVINGTON, KY 41015-2305

Mortgage

Document Number0000000051
DateJan 06, 2017
Book Page0I3882/000245
Instrument51
Lender
NameSIBCY CLINE MTG SVCS
TypeMortgage Company
AddressCINCINNATI, OH 45236
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 05, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,164.00 (-7.03%)$117,500 (-) Land $20,000 Building $97,500$117,500 (-) Land $20,000 Building $97,500
2023$1,252.00$117,500 Land $20,000 Building $97,500$117,500 Land $20,000 Building $97,500

Flood & Wildfire

660 Clover Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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