660 Cleo Ave, Lancaster, KY 40444 Property Records

Garrard County property record for 660 Cleo Ave, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	built 2014
Lot Size	1.06 acres (46,479 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jun 2021)
Tax Bill	$3,911 (2025)
Deeds & Mortgages	Jun 2021 Sale Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-25.074`

Property Details

APN / Parcel Number

Primary APN	`12-25.074`
Alternative APNs	`17665` `24450`

Interior

Stories	2 Stories

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,479 sqft (1.06 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	24450
Street Address	660 CLEO AVE
City	LANCASTER
State	KY
Zip	40444-7274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 68
Legal Subdivision	CAMP DICK ACRES
Legal Lot Number	68
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2024
Census Tract	970102

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	660 CLEO AVE, LANCASTER, KY 40444-7274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed, Transfer
Jun 15, 2021	Deed, Transfer
Jul 16, 2013	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	2021162363
Deed Book / Page	310 / 204
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 14, 2021
Property Address	660 CLEO AVE, LANCASTER, KY 40444-7274
Document Number	00D310/200
Book / Page	D310 / 200
Map Reference	DB 297 PG 528
Instrument Date	Jun 14, 2021
Instrument	162362
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2168 TIMOTHY DR, WESTMINSTER, MD 21157-7743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 CLEO AVE, LANCASTER, KY 40444-7274

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 15, 2021
Property Address	660 CLEO AVE, LANCASTER, KY 40444-7274
Document Number	00D310/204
Book / Page	D310 / 204
Map Reference	DB 279 PG 438
Instrument Date	Jun 14, 2021
Instrument	162363
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 CLEO AVE, LANCASTER, KY 40444-7274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 CLEO AVE, LANCASTER, KY 40444-7274

July 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 16, 2013
Property Address	660 CLEO AVE, LANCASTER, KY 40444-7274
Document Number	000271/315
Book / Page	271 / 315
Instrument	117221
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 PINE CREST RD, LANCASTER, KY 40444-6704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 LEXINGTON ST STE A, A, LANCASTER, KY 40444-1179
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,000 (-) Land $35,000 Building $345,000	$380,000 (-) Land $35,000 Building $345,000
2025	$3,911.00 (-0.48%)	$380,000 (-) Land $35,000 Building $345,000	$380,000 (-) Land $35,000 Building $345,000
2024	$3,930.00 (-2.82%)	$380,000 (-) Land $35,000 Building $345,000	$380,000 (-) Land $35,000 Building $345,000
2023	$4,044.00	$380,000 Land $35,000 Building $345,000	$380,000 Land $35,000 Building $345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
kywimax Fixed Wireless · not low latency	25 / 5

May also be available: AT&T.

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