660 Chester Ave, Elgin, IL 60120 Property Records

Kane County property record for 660 Chester Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,024 sqft · built 1945
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on File
Last Sale	$43,500 (Oct 2014)
Tax Bill	$5,521 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-281-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-281-014`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,024 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	660 CHESTER AVE
City	ELGIN
State	IL
Zip	60120-3093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN LOT 13 BLOCK 16
Legal Subdivision	LUDLOWS ADDN
Legal Block	16
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3023
Census Tract	850800

Owner

660 Chester Ave is owned by two individuals who acquired it in January 2022.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	368 HENDEE ST, ELGIN, IL 60123-7769
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 17, 2022	Transfer on Death Deed, Transfer
Dec 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
Dec 12, 2018	Quit Claim Deed, Transfer FOX TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2014 · Amount on File
Deed Sale	Oct 17, 2014 · Amount on File
Deed Document Number	201452540
Last Transfer Date	Jan 20, 2022
Transfer Doc	0000015089
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	660 CHESTER AVE, ELGIN, IL 60120-3093
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058219
Date	Jul 29, 2021
Instrument	2021K058219

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate	4%

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Mar 17, 2022
Property Address	660 CHESTER AVE, ELGIN, IL 60120-3093
Document Number	0000015089
Instrument Date	Jan 20, 2022
Instrument	2022K015089
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	368 HENDEE ST, 368, ELGIN, IL 60123-7769

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	660 CHESTER AVE, ELGIN, IL 60120-3093
Document Number	0000059699
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	FOX TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 CHESTER AVE ELGIN IL 601203093, ELGIN, IL 60120-3093

Mortgage

Document Number	0000059699
Date	Dec 12, 2018
Instrument	59699

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Interest

Rate	5.37%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 12, 2018
Property Address	660 CHESTER AVE, ELGIN, IL 60120-3093
Document Number	0000059698
Instrument Date	Mar 3, 2016
Instrument	59698
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	FOX TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	368 HERITAGE ST ELGIN IL 60123, ELGIN, IL 60123

Tax Assessment & Valuation

The 2025 property tax bill for 660 Chester Ave was $5,521.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,521.00	$72,372 (+8.57%) Land $15,345 Building $57,027	$217,203 (+8.57%) Land $46,053 Building $171,149
2024		$66,660 Land $14,134 Building $52,526	$200,060 Land $42,419 Building $157,641
2022	$4,761.00 (+3.95%)	$54,912 (+6.96%) Land $11,643 Building $43,269	$164,736 (+6.96%) Land $34,929 Building $129,807
2021	$4,580.00	$51,338 Land $10,885 Building $40,453	$154,014 Land $32,655 Building $121,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 660 Chester Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 660 Chester Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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