Orange County property record for 66 Westgate, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,531 sqft · built 1992 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,568 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 673-621-08 |
| Primary APN | 673-621-08 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,531 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 66 WESTGATE |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 13472 BLK LOT 1 |
| Legal Subdivision | TRACT NO 13472 |
| Legal Tract | 13472 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 42337 |
66 Westgate is owner-occupied and held in a trust since October 1997.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 66 WESTGATE, LAGUNA NIGUEL, CA 92677-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 21, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Apr 27, 2020 | Deed of Trust, Mortgage · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 15, 1997 |
| Transfer Doc | 0000551924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 66 WESTGATE, LAGUNA NIGUEL, CA 92677-9200 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 66 WESTGATE, LAGUNA NIGUEL, CA 92677-9200 |
| Document Number | 0000542568 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021000542568 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 66 WESTGATE, LAGUNA NIGUEL, CA 92677-9200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000310410 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 2019000310410 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 66 WESTGATE, LAGUNA NIGUEL, CA 92677-9200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000188711 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020000188711 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 66 Westgate was $7,568 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $770,525 (+2%) Land $332,563 Building $437,962 | |
| 2025 | $7,568.00 Homeowner's exemption | $755,417 Land $326,042 Building $429,375 |
| 2023 | $7,282.00 (+1.96%) Homeowner's exemption | $726,084 Land $313,382 Building $412,702 |
| 2022 | $7,142.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 66 Westgate in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 66 Westgate has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Verizon.
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