66 Ridge View Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 66 Ridge View Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,404 sqft · built 2002
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2018)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`458003122439000`

Property Details

APN / Parcel Number

Primary APN	`458003122439000`
Alternative APN	`47188`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Heated Area
Gross Area	3,320 sqft
1st Floor Area	936 sqft
Upper Floors Area	468 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	135 ft deep x 256 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	640 sqft
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47188
Street Address	66 RIDGE VIEW TRL
City	MURPHY
State	NC
Zip	28906-9274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 WHITE OAK FOREST 1164/358
Legal Subdivision	WHITE OAK FOREST
Legal Lot Number	24
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2001
Census Tract	930502

Owner

Source: Cherokee County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 RIDGE VIEW TRL, MURPHY, NC 28906-9274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 5, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2018	Warranty Deed, Transfer · VA Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	2018510
Deed Book / Page	1579 / 933
Prior Transfer Date	Jun 23, 2004
Prior Transfer Doc	1164/0358
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	66 RIDGE VIEW TRL, MURPHY, NC 28906-9274
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 RIDGE VIEW TRL, MURPHY, NC 28906-9274

Mortgage

Document Number	0001789/20
Date	Oct 28, 2025
Book Page	1789/20
Instrument	5305

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	66 RIDGE VIEW TRL, MURPHY, NC 28906-9274
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001750/885
Date	Feb 5, 2024
Book Page	1750/885
Instrument	505

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR # 100, IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	66 RIDGE VIEW TRL, MURPHY, NC 28906-9274
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1691/610
Date	Sep 21, 2021
Book Page	1691/610
Instrument	6300

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 2, 2018
Property Address	66 RIDGE VIEW TRL, MURPHY, NC 28906-9274
Document Number	01579/0933
Book / Page	01579 / 0933
Instrument Date	Jan 13, 2018
Instrument	00510
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8356 47TH STREET CIR E, 8356, PALMETTO, FL 34221-8511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 RIDGE VIEW TRL, MURPHY, NC 28906-9274

Mortgage

Document Number	00511
Date	Feb 2, 2018
Instrument	00511

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00	$194,310 (-)	$194,310 (-) Land $25,000 Building $169,310
2023		$194,310	$194,310 Land $25,000 Building $169,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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