66 Rice Flat Bay St, Hampstead, NC 28443 Property Records

Pender County property record for 66 Rice Flat Bay St, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,179 sqft · built 2015
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2017)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3282-60-2120-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-60-2120-0000`
Alternative APNs	`400977966` `977966`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,179 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling
Porch	Porch
Porch Area	234 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400977966
Street Address	66 RICE FLAT BAY ST
City	HAMPSTEAD
State	NC
Zip	28443-6100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 10 PB 56/29 CYPRESS LAKES
Legal Subdivision	CYPRESS LAKES
Legal Lot Number	10
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

66 Rice Flat Bay St is owned and occupied by two individuals who bought it in November 2017.

Source: Pender County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	66 RICE FLAT BAY ST, HAMPSTEAD, NC 28443-6100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 21, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Deed Document Number	0002574655
Deed Book / Page	257 / 4655
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	66 RICE FLAT BAY ST, HAMPSTEAD, NC 28443-6100
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047451879
Date	Mar 19, 2021
Book Page	4745/1879

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	433 Months
Due	Apr 1, 2057

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 21, 2017
Property Address	66 RICE FLAT BAY ST, HAMPSTEAD, NC 28443-6100
Document Number	0046550257
Book / Page	004655 / 000257
Instrument Date	Nov 15, 2017
Instrument	20030829
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66 RICE FLAT BAY ST HAMPSTEAD NC 284436100, HAMPSTEAD, NC 28443-6100

Mortgage

Document Number	46550260
Date	Nov 21, 2017
Book Page	004655/000260
Instrument	20030830

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 66 Rice Flat Bay St was $3,591.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00	$633,166 Land $65,310 Building $567,856	$633,166 Land $65,310 Building $567,856
2023		$366,679 (-) Land $51,611 Building $315,068	$366,679 (-) Land $51,611 Building $315,068
2022	$3,272.00	$366,679 Land $51,611 Building $315,068	$366,679 Land $51,611 Building $315,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 Rice Flat Bay St in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 Rice Flat Bay St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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