66 Pershing St, Cumberland, MD 21502 Property Records

Allegany County property record for 66 Pershing St, Cumberland, MD 21502

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1,891 sqft · built 1927
Lot Size	0.055 acres (2,387 sqft)
Owner	Company Name on Record
Last Sale	$119,000 (Feb 2016)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-034171`

Property Details

APN / Parcel Number

Primary APN	`04-034171`
Alternative APNs	`4034171` `034171`

Interior

Units	2 Units
Stories	3 Stories
Building Area	1,891 sqft Total Area
1st Floor Area	3,782 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,387 sqft (0.055 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	034171
Street Address	66 PERSHING ST
City	CUMBERLAND
State	MD
Zip	21502-3013
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	B-CBD
Legal Description	66-68-70 PERSHING ST 56X48 57X37
Jurisdiction	ALLEGANY MD
Township / Civil Division	14, CUMBERLAND
Census Block Group	2
Census Block	2030
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Cumberland Historic District listed 1983 · 107 contributing resources · NRIS 83002917

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	66 PERSHING ST, CUMBERLAND, MD 21502-3013
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Jul 8, 2020	Deed of Trust, Mortgage FIRST PEOPLES CMNTY FCU
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit FIRST PEOPLES CMNTY FCU
Apr 9, 2019	Deed of Trust, Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2016 · Amount on Record
Deed Sale	Feb 4, 2016 · Amount on Record
Prior Sale	Jun 26, 2000 · Amount on Record
Deed Book / Page	2192 / 127
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	66 PERSHING ST, CUMBERLAND, MD 21502-3013
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002955-0088
Date	Mar 29, 2024
Book Page	2955/88

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	66 PERSHING ST, CUMBERLAND, MD 21502-3013
Document Number	0026090446
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	ALLEGHENY HIGHLANDS TITLE SETT

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	68 PERSHING ST CUMBERLAND MD 215023013, CUMBERLAND, MD 21502-3013

Mortgage

Document Number	0026090446
Date	Nov 25, 2020
Book Page	002609/000446

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501-1377

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 24, 2035

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	66 PERSHING ST, CUMBERLAND, MD 21502-3013
Document Number	0025670256
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	68 PERSHING ST CUMBERLAND MD 215023013, CUMBERLAND, MD 21502-3013

Mortgage

Document Number	0025670256
Date	Jul 8, 2020
Book Page	002567/000256

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501-1377

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2035

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	66 PERSHING ST, CUMBERLAND, MD 21502-3013
Document Number	0024650236
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	HARBOR CITY RESEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	66 PERSHING ST CUMBERLAND MD 215023013, CUMBERLAND, MD 21502-3013

Mortgage

Document Number	0024650236
Date	May 13, 2019
Book Page	002465/000236

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,600 (+31.55%) Land $10,700 Building $146,900	$157,600 (+31.55%) Land $10,700 Building $146,900
2025	$1,053.00 (-5.48%)
2023	$1,114.00	$119,800 Land $10,700 Building $109,100	$119,800 Land $10,700 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1989–1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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