66 Pearl St E, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 66 Pearl St E, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,547 sqft · built 1982
Lot Size	0.885 acres (38,528 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Sep 2024)
Tax Bill	$14,010 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00571-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`32-00571-0000-00045`
Alternative APNs	`320074900000000710` `320057100045`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,547 sqft Living Area
1st Floor Area	1,432 sqft
Upper Floors Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	38,528 sqft (0.885 acres)
Lot Dimensions	224 ft deep x 172 ft wide
Garage Type	Attached
Deck Area	144 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	320074900000000710
Street Address	66 PEARL ST E
City	MIDDLETOWN
State	NJ
Zip	07748-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Subdivision	VIEW ESTS/MIDDLETOWN
Legal Block	571
Legal Lot Number	45
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2024
Census Tract	800701

Owner

66 Pearl St E is owned and occupied by two individuals who bought it in September 2024.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	66 PEARL ST E, MIDDLETOWN, NJ 07748-1150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on File
Deed Sale	Sep 19, 2024 · Amount on File
Deed Document Number	202465241
Deed Book / Page	9705 / 1020
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	66 PEARL ST E, MIDDLETOWN, NJ 07748-1150
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095125878
Date	May 19, 2021
Book Page	9512/5878
Instrument	2021080874

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 66 Pearl St E was $14,010, up 15% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$940,000 (+8.29%) Land $542,400 Building $397,600	$940,000 (+8.29%) Land $542,400 Building $397,600
2025	$14,010.00 (+15.02%)	$868,000 Land $454,200 Building $413,800	$868,000 Land $454,200 Building $413,800
2024	$12,181.00
2023		$643,400 Land $260,600 Building $382,800	$643,400 Land $260,600 Building $382,800
2022	$11,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 Pearl St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 Pearl St E is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20