66 Live Oak St, Freeport, FL 32439 Property Records

Walton County property record for 66 Live Oak St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1971
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Company Names on File
Last Sale	$155,000 (Jul 2016)
Tax Bill	$522 (2025)
Deeds & Mortgages	Jan 2025 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-1S-19-23000-009-0020`

Property Details

APN / Parcel Number

Primary APN	`15-1S-19-23000-009-0020`
Alternative APNs	`15-119-23000-009-0020` `1022397`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	160 ft deep x 80 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	244 sqft
Deck Area	Deck Area
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	66 LIVE OAK ST
City	FREEPORT
State	FL
Zip	32439-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW/C OF NW1/4 OF NE1/4, N 03 DEG 00W 406FT TO POB; N 03 DEG 00W 80FT, N 87 DEG 30E 160FT, S 03 DEG 00E 80FT, S 87 DEG 30W TO POB. OR 68-280 OR 68-281 OR 2652-4649 OR 2652-4652 OR 2652-4676 OR 2732-3775 OR 3015-4529 OR 3242-1755 OR 3347-3842
Legal Range	019
Legal Township	01S
Legal Section	15
Legal Block	900
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2040
Census Tract	950501

Owner

66 Live Oak St is owned by a company that acquired it in February 2022.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Company Names on File
Mailing Address	66 LIVE OAK ST, FREEPORT, FL 32439-4000
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2025	Intrafamily Transfer, Transfer
Mar 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2016 · Amount on File
Deed Sale	Jul 20, 2016 · Amount on File
Prior Sale	Aug 30, 2006 · Amount on File
Deed Document Number	201623224
Deed Book / Page	3015 / 4529
Last Transfer Date	Feb 7, 2022
Transfer Doc	0032421755
Record Updated	Sep 20, 2026

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jan 27, 2025
Property Address	66 LIVE OAK ST, FREEPORT, FL 32439-4000
Document Number	0033473842
Book / Page	3347 / 3842
Instrument Date	Jan 14, 2025
Instrument	20250002151
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 LIVE OAK ST, FREEPORT, FL 32439-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	66 LIVE OAK ST, FREEPORT, FL 32439-4000

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Mar 9, 2022
Property Address	66 LIVE OAK ST, FREEPORT, FL 32439-4000
Document Number	0032421755
Book / Page	3242 / 1755
Instrument Date	Feb 7, 2022
Instrument	20220011141
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	66 LIVE OAK ST, FREEPORT, FL 32439-4000

Mortgage

Document Number	0032421759
Date	Mar 9, 2022
Instrument	3242/1759

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	66 LIVE OAK ST, FREEPORT, FL 32439-4000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031632956
Date	Oct 9, 2020
Book Page	3163/2956
Instrument	20200040150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 66 Live Oak St was $522, up 1.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$522.00 (+1.36%)	$77,680	$121,950 Land $32,550 Building $89,400
2024	$515.00 (+3%)
2023	$500.00 (-28.16%) Homeowner's exemption	$100,113 (+9.94%) Land $8,230 Building $91,883	$100,113 (+9.94%) Land $8,230 Building $91,883
2022	$696.00 Homeowner's exemption	$91,064 Land $9,135 Building $81,929	$91,064 Land $9,135 Building $81,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 Live Oak St in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 Live Oak St is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, CenturyLink.

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