66 Jesse Boyd Cir, Elkton, MD 21921 Property Records

Cecil County property record for 66 Jesse Boyd Cir, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,223 sqft · built 2004
Lot Size0.307 acres (13,377 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Nov 2019)
Tax Bill$4,906 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-109046

Property Details

APN / Parcel Number

Primary APN03-109046
Alternative APNs
  • 3109046
  • 109046

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,223 sqft Total Area
Basement Area900 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,377 sqft (0.307 acres)
Garage TypeBuilt-in
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area379 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number109046
Street Address66 JESSE BOYD CIR
CityELKTON
StateMD
Zip21921-4950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 87 - .307 ACRE 66 JESSE BOYD CIRCLE VILLAGE OF ELK RIDGE
Legal SubdivisionVILLAGE OF ELK RIDGE AT WALNUT HILL
Legal Lot Number87
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1015
Census Tract30503

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address66 JESSE BOYD CIR, ELKTON, MD 21921-4950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CREDIT UNION
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 27, 2019Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Feb 20, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Feb 20, 2018Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleSep 27, 2016 · Amount on Record
Deed Book / Page4506 / 215
Prior Transfer DateJul 10, 2014
Prior Transfer Doc0035930425
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Recording DateMay 6, 2026
Property Address66 JESSE BOYD CIR, ELKTON, MD 21921-4950
Document Number5781000051
Book / Page5781 / 51
Instrument DateApr 21, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address66 JESSE BOYD CIR, ELKTON, MD 21921-4950
InvestorPossibly a Property Investor

Mortgage

Document Number5781000051,
DateMay 6, 2026
Book Page5781/51
Lender
NameQUORUM FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate8.13%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address66 JESSE BOYD CIR, ELKTON, MD 21921-4950
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049320429
DateJul 13, 2021
Book Page4932/429
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateNov 27, 2019
Property Address66 JESSE BOYD CIR, ELKTON, MD 21921-4950
Document Number0045060215
Book / Page4506 / 215
Map ReferenceMB 719 FO 280
Instrument DateNov 15, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address66 JESSE BOYD CIR, ELKTON, MD 21921-4950

Mortgage

Document Number0004506222
DateNov 27, 2019
Instrument4506/222
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address66 JESSE BOYD CIR, ELKTON, MD 21921-4950
Document Number0042220110
Instrument DateFeb 20, 2018
Transaction TypeMortgage
Record UpdatedApr 9, 2018
Title CompanyPENNYMAC LOAN SERVICES LLC, PENNYMAC LN SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 JESSE BOYD CIR ELKTON MD 219214950, ELKTON, MD 21921-4950

Mortgage

Document Number0042220110
DateMar 29, 2018
Book Page004222/000110
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2048

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCECIL MD
Property Address66 JESSE BOYD CIR, ELKTON, MD 21921-4950
Document Number0042260467
Instrument DateFeb 20, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 JESSE BOYD CIR ELKTON MD 219214950, ELKTON, MD 21921-4950

Mortgage

Document Number0042260467
DateApr 10, 2018
Book Page004226/000467
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 9, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,933 (+8.68%)$344,400 (-) Land $107,100 Building $237,300
2025$4,906.00 (+25.89%) Homeowner's exemption$293,467 (+11.06%)$344,400 (+28.51%) Land $107,100 Building $237,300
2023$3,897.00 Homeowner's exemption$264,233$268,000 Land $63,100 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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