66 Gardner St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 66 Gardner St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,274 sqft · built 1925
Lot Size	0.221 acres (9,640 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Sep 2020)
Tax Bill	$5,212 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0065 B:0111`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0065 B:0111`
Alternative APN	`7749`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	9,640 sqft (0.221 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7749
Street Address	66 GARDNER ST
City	PEABODY
State	MA
Zip	01960-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	GARDNER PARK SEC A
Legal Block	111
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2006
Census Tract	210900

Owner

66 Gardner St is owned by an individual who bought it in September 2020.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	64 GARDNER ST, PEABODY, MA 01960-1804
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage MASS FAM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Deed Book / Page	38980 / 559
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Sep 25, 2020
Property Address	66 GARDNER ST, PEABODY, MA 01960-1804
Document Number	38980-559
Book / Page	38980 / 559
Instrument Date	Sep 25, 2020
Instrument	20200925004970
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GARDNER ST, PEABODY, MA
Investor	Possibly a Property Investor

Mortgage

Document Number	200925004980
Date	Sep 25, 2020
Instrument	200925004980

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	66 GARDNER ST, PEABODY, MA 01960-1804
Document Number	35936-29
Book / Page	035936 / 000029
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35936-29
Date	Jun 13, 2017
Book Page	035936/000029
Instrument	1706130087

Lender

Name	MASS FAM CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 66 Gardner St was $5,212, up 7% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,212.00 (+6.98%)	$550,400 (+4.62%) Land $237,300 Building $313,100	$618,821 (+14.6%)
2025	$4,872.00 (+8.22%)	$526,100 (+6.58%) Land $219,800 Building $306,300	$539,980
2024	$4,502.00 (-1.1%)	$493,600 (+3.22%) Land $219,800 Building $273,800
2023	$4,552.00	$478,200 Land $196,200 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 66 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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