66 Forest Lake Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 66 Forest Lake Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 894 sqft · built 1974
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Tax Bill$2,717 (2025)
Deeds & MortgagesAug 2020 Refinance
Aug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNGRAY M:075 B:040 L:020-000

Property Details

APN / Parcel Number

Primary APNGRAY M:075 B:040 L:020-000
Alternative APNs
  • 040020000000
  • 2439

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area894 sqft Living Area
Basement Area432 sqft
Unfinished Basement432 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRaised Ranch
Exterior MaterialConcrete Block
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number2439
Street Address66 FOREST LAKE RD
CityGRAY
StateME
Zip04039-5403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBR
Legal Block40
Legal Lot Number20-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group1
Census Block1036
Census Tract4702

Owner

66 Forest Lake Rd is owned and occupied by two individuals.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address66 FOREST LAKE RD, GRAY, ME 04039-5403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GORHAM SAVINGS BANK
Aug 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address66 FOREST LAKE RD, GRAY, ME 04039-5403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0370940302
DateAug 25, 2020
Book Page37094/302
Instrument52212
Lender
NameGORHAM SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address66 FOREST LAKE RD, GRAY, ME 04039-5403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0370940284
DateAug 25, 2020
Book Page37094/284
Instrument52211
Lender
NameGORHAM SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 66 Forest Lake Rd was $2,717.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,717.00$280,700 Land $109,700 Building $171,000
2023$2,981.00 (+8.8%)$196,400 (-) Land $46,200 Building $150,200
2022$2,740.00$196,400 Land $46,200 Building $150,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 66 Forest Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 Forest Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAY WATER DISTRICT
serves 2,468 people · EPA ID ME0090620
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2024
Treatment and ProcedureColiform assessment
Nov 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoNetspeed
Fiber
1,000 / 1,000

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