66 Cottage Rd, Newbury, MA 01951 Property Records

Essex County and Newbury Town property record for 66 Cottage Rd, Newbury, MA 01951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,557 sqft · built 1900
Lot Size	0.233 acres (10,145 sqft)
Owner	2 Trust Names on File
Last Sale	$835,000 (Jan 2026)
Tax Bill	$6,834 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`NEWB M:0R11 B:0000 L:00042`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R11 B:0000 L:00042`
Alternative APN	`NBRY M:0R11 B:0000 L:00042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
Gross Area	2,502 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,145 sqft (0.233 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	66 COTTAGE RD
City	NEWBURY
State	MA
Zip	01951-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Lot Number	42
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	2
Census Block	2040
Census Tract	269100

Owner

66 Cottage Rd is owner-occupied and held in a trust since January 2026.

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	66 COTTAGE RD, NEWBURY, MA 01951-2305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Aug 17, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Book / Page	43164 / 337
Prior Transfer Date	Dec 5, 2025
Prior Transfer Doc	043164-337
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Jan 5, 2026
Property Address	66 COTTAGE RD, NEWBURY, MA 01951-2305
Document Number	043164-337
Book / Page	43164 / 337
Instrument Date	Dec 5, 2025
Instrument	20260105002640
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 COTTAGE RD, NEWBURY, MA 01951-2305

Mortgage

Document Number	20260105002660
Date	Jan 5, 2026
Instrument	20260105002660

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Dec 3, 2021
Property Address	66 COTTAGE RD, NEWBURY, MA 01951-2305
Document Number	040545-407
Book / Page	40545 / 407
Instrument Date	Dec 3, 2021
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 COTTAGE RD, NEWBURY, MA 01951-2305

Mortgage

Document Number	0040545409
Date	Dec 3, 2021
Instrument	40545/409

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Aug 17, 2017
Property Address	66 COTTAGE RD, NEWBURY, MA 01951-2305
Document Number	36107-228
Book / Page	036107 / 000228
Instrument Date	Aug 16, 2017
Instrument	1708170100
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Amount	Amount on Record
Tax	$1,026.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 627 BEVERLY MA 019150009, BEVERLY, MA 01915-0009

Tax Assessment & Valuation

The 2025 property tax bill for 66 Cottage Rd was $6,834, up 5.4% from the year before.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,834.00 (+5.41%)	$917,300 (+8.66%) Land $334,500 Building $582,800	$835,050
2024	$6,483.00 (+0.14%)	$844,200 (+13.06%) Land $299,300 Building $544,900
2023	$6,474.00	$746,700 Land $255,200 Building $491,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 Cottage Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 355 policies
Nearby Flood Policies	355 in force
Nearby Flood Claims	61 (1978–2025)
Claims Outside the SFHA	3 of 61
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 8 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 Cottage Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cottage Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures