66 Bluff Ct, Trout Valley (Cary), IL 60013 Property Records

McHenry County property record for 66 Bluff Ct, Trout Valley, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,441 sqft · built 1973
Lot Size	1.2 acres (52,254 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (Oct 2025)
Tax Bill	$13,922 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-24-129-015`

Property Details

APN / Parcel Number

Primary APN	`19-24-129-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,441 sqft
Gross Area	4,882 sqft
1st Floor Area	2,441 sqft

Exterior

Year Built	Built 1973
Architectural Style	Ranch
Exterior Material	Brick Veneer
Lot Area	52,254 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	66 BLUFF CT
City	TROUT VALLEY
State	IL
Zip	60013-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0011678 LT 66 TROUT VALLEY DIVISION E
Legal Range	08E
Legal Township	43N
Legal Section	24
Legal Subdivision	TROUT VALLEY DIVISION
Legal Block	129
Legal Lot Number	66
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2009
Census Tract	871600

Owner

Source: McHenry County records, as of October 28, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	66 BLUFF CT, TROUT VALLEY, IL 60013-2601
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 16, 2025	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 19, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	May 19, 2023
Deed Document Number	2025R0028825
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	66 BLUFF CT, TROUT VALLEY, IL 60013-2601
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 BLUFF CT, TROUT VALLEY, IL 60013-2601

Mortgage

Document Number	0000017576
Date	Jul 20, 2023
Instrument	2023R0017576

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.49%
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 16, 2025
Property Address	66 BLUFF CT, TROUT VALLEY, IL 60013-2601
Document Number	0000028825
Map Reference	DOC 306547
Instrument Date	Oct 7, 2025
Instrument	2025R0028825
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 BLUFF CT, TROUT VALLEY, IL 60013-2601

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	May 19, 2023
Property Address	66 BLUFF CT, TROUT VALLEY, IL 60013-2601
Document Number	0000011678
Map Reference	DOC 306547 MB 12PG69
Instrument Date	May 12, 2023
Instrument	2023R0011678
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	66 BLUFF CT, TROUT VALLEY, IL 60013-2601

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	66 BLUFF CT, TROUT VALLEY, IL 60013-2601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023327
Date	Jun 26, 2020
Instrument	2020R0023327

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Trout Valley Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$13,922.00 Homeowner's exemption	$182,163 (+14.58%) Land $30,760 Building $151,403	$546,489 (+14.58%) Land $92,280 Building $454,209
2022	Homeowner's exemption	$158,988 Land $34,951 Building $124,037	$476,964 Land $104,853 Building $372,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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