6598 Wicklow Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6598 Wicklow Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,484 sqft · built 1999
Lot Size	0.387 acres (16,873 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Mar 2018)
Tax Bill	$5,425 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-097150`

Property Details

APN / Parcel Number

Primary APN	`05-097150`
Alternative APNs	`5097150` `097150`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,484 sqft Total Area
Basement Area	506 sqft
Finished Basement	506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,873 sqft (0.387 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	92 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	097150
Street Address	6598 WICKLOW DR
City	SYKESVILLE
State	MD
Zip	21784-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 128 - 16873 SQ FT 6598 WICKLOW DR 43-3/2 ELDERSBURG ESTS SC 6
Legal Subdivision	ELDERSBURG ESTATES SEC 06
Legal Lot Number	128
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2002
Census Tract	505203

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6598 WICKLOW DR, SYKESVILLE, MD 21784-6001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · FHA Mortgage SOUTHERN TR MTG
Mar 29, 2018	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Dec 29, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Oct 15, 2004 · Amount on Record
Deed Book / Page	8976 / 81
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6598 WICKLOW DR, ELDERSBURG, MD 21784-6001
Document Number	0096390226
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	HOME FIRST TITLE GROUP LLC, HOME FIRST TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6598 WICKLOW DR ELDERSBURG MD 217846001, ELDERSBURG, MD 21784-6001

Mortgage

Document Number	0096390226
Date	Apr 17, 2020
Book Page	009639/000226

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 29, 2018
Property Address	6598 WICKLOW DR, ELDERSBURG, MD 21784-6001
Document Number	0089760081
Book / Page	8976 / 0081
Map Reference	MB LWS43 PG03
Instrument Date	Mar 20, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ELDERSBURG, MD 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6596 WICKLOW DR, SYKESVILLE, MD 21784-6001

Mortgage

Document Number	0089760088
Date	Mar 29, 2018
Book Page	8976/0088

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6598 WICKLOW DR, ELDERSBURG, MD 21784-6001
Document Number	0085870198
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6598 WICKLOW DR ELDERSBURG MD 217846001, ELDERSBURG, MD 21784-6001

Mortgage

Document Number	0085870198
Date	Jan 19, 2017
Book Page	008587/000198

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,425.00 (+4.85%)	$464,200 (+14.21%)	$486,600 (+16.02%) Land $180,000 Building $306,600
2025	$5,174.00 (+12.67%)
2023	$4,592.00	$406,433	$419,400 Land $180,000 Building $239,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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