6597 Ruff St, North Port, FL 34291 Property Records

Sarasota County property record for 6597 Ruff St, North Port, FL 34291

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 901 sqft · built 1988
Lot Size	3.03 acres (132,042 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2025)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0947-01-0110`

Property Details

APN / Parcel Number

Primary APN	`0947-01-0110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	901 sqft Living Area
1st Floor Area	901 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,042 sqft (3.03 acres)
Garage Type	Attached
Garage Area	270 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	252 sqft
Stable	360 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6597 RUFF ST
City	NORTH PORT
State	FL
Zip	34291-4061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 10 BLK 1 NORTH PORT CHARLOTTE ESTATES
Legal Range	21E
Legal Township	39S
Legal Section	06
Legal Subdivision	NORTH PORT CHARLOTTE ESTATES
Legal Tract	1704
Legal Block	1
Legal Lot Number	10
Jurisdiction	SARASOTA FL
Township / Civil Division	NORTH PORT
Census Block Group	1
Census Block	1027
Census Tract	2744

Owner

6597 Ruff St is owned and occupied by an individual who bought it in February 2025.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	6597 RUFF ST, NORTH PORT, FL 34291-4061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Prior Sale	Jul 25, 2022 · Amount on File
Deed Document Number	2025031507
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jul 25, 2022
Property Address	6597 RUFF ST, NORTH PORT, FL 34291-4061
Document Number	0000123276
Map Reference	MB 18 PG 21
Instrument Date	Jul 20, 2022
Instrument	2022123276
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	849 KENNWOOD TER NW, PORT CHARLOTTE, FL 33948-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6597 RUFF ST, NORTH PORT, FL 34291-4061

Mortgage

Document Number	0000123277
Date	Jul 25, 2022
Instrument	2022123277

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6597 Ruff St was $4,538.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	North Port City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,538.00	$312,800 Land $188,900 Building $123,900	$312,800 Land $188,900 Building $123,900
2023	$5,230.00 (+163.87%)	$285,100 (+149.99%) Land $166,500 Building $118,600	$285,100 (+6.9%) Land $166,500 Building $118,600
2022	$1,982.00	$114,043	$266,700 Land $166,200 Building $100,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6597 Ruff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	16 (2022)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 10 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6597 Ruff St is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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