6595 Bray Rd, Vassar, MI 48768 Property Records

Tuscola County property record for 6595 Bray Rd, Vassar, MI 48768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,612 sqft · built 1948
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Aug 2026)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-500-105-0725-00`

Property Details

APN / Parcel Number

Primary APN	`019-500-105-0725-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,612 sqft Building Perimeter
1st Floor Area	1,612 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Lot Area	52,272 sqft (1.2 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6595 BRAY RD
City	VASSAR
State	MI
Zip	48768-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L517 PG 109 TUS-H SEC 28 T11N R7E COM AT A PT 1033.79 FT W OF S 1/4 COR & 501.73 FT N ON CL OF BRAY RD TH CONTN N ON CL OF RD 174.33 FT N 84 DEG 11' 40" E 297.63 FT TO CL OF VACATED STATE ST, S ON SD VACATED STREET 174.23 FT S 84 DEG 11' 40" W 303.59
Legal Range	07E
Legal Township	11N
Legal Section	28
Jurisdiction	TUSCOLA MI
Township / Civil Division	TUSCOLA
Census Block Group	3
Census Block	3031
Census Tract	800

Owner

6595 Bray Rd is owned and occupied by an individual who bought it in August 2026.

Source: Tuscola County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	748 E SANILAC RD, CARO, MI 48723-9597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · FHA Mortgage MERCANTILE BANK
Mar 25, 2020	Deed of Trust, Mortgage · Conventional with PMI FRANKENMUTH CU
Jul 17, 2019	Warranty Deed, Transfer · Conventional with PMI FRANKENMUTH CU
May 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Aug 27, 2024 · Amount on File
Deed Book / Page	1606 / 334
Prior Transfer Date	Nov 7, 2013
Prior Transfer Doc	0013970943
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Aug 10, 2026
Property Address	6595 BRAY RD, VASSAR, MI 48768-8817
Document Number	1606000334
Book / Page	1606 / 334
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,383.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 E SANILAC RD, CARO, MI 48723-9597

Mortgage

Document Number	1606000336,
Date	Aug 10, 2026
Book Page	1606/336

Lender

Name	MERCANTILE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	6595 BRAY RD, TUSCOLA, MI 48768-8817
Document Number	0014430313
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6595 BAY RD VASSAR MI 48768, VASSAR, MI 48768

Mortgage

Document Number	0014430313
Date	Apr 1, 2020
Book Page	001443/000313

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jul 17, 2019
Property Address	6595 BRAY RD, TUSCOLA, MI 48768-8817
Document Number	0014260871
Book / Page	001426 / 000871
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	ATA TITLE AGENCY LIMITED, FLT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11109 N EVERGREEN DR BIRCH RUN MI 484159712, BIRCH RUN, MI 48415-9712

Mortgage

Document Number	14260874
Date	Jul 17, 2019
Book Page	001426/000874

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	May 15, 2018
Property Address	6595 BRAY RD, TUSCOLA, MI 48768-8817
Document Number	0013970943
Book / Page	001397 / 000943
Instrument Date	Nov 7, 2013
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6595 BRAY RD VASSAR MI 487688817, VASSAR, MI 48768-8817

Tax Assessment & Valuation

The 2025 property tax bill for 6595 Bray Rd was $2,561 with a homeowner's exemption, up 66.6% from the year before.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Tuscola Township
Unified School District	Vassar Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,700 (+8.72%)	$199,400 (+8.72%)
2025	$2,561.00 (+66.62%) Homeowner's exemption	$91,700	$183,400
2024	$1,537.00
2023		$79,100	$158,200
2020	$1,391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6595 Bray Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6595 Bray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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