6594 Kembro Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6594 Kembro Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 2009
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Tax Bill	$869 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-2N-28-0000-00710-0000`

Property Details

APN / Parcel Number

Primary APN	`21-2N-28-0000-00710-0000`
Alternative APN	`N282210000007100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	1,275 sqft
Utility Area	25 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	308 sqft
Porch	Finished/Open Porch
Porch Area	380 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6594 KEMBRO RD
City	MILTON
State	FL
Zip	32570-6578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATE FOR 2023 COM AT NW SEC COR THN S8759 31 E ON N SEC LN 65.32 FT TO E R/W OF KEMBRO RD FOR POB & CONT ON N LN 125 FT THN S21038W 90.37 FT THN N874922W 125 FT TO E R/W OF KEMBRO RD THN N21038E ON R/W 90 FT TO POB AS DES IN OR 43
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1025
Census Tract	10506

Owner

6594 Kembro Rd is owned and occupied by an individual who acquired it in December 2022.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	6594 KEMBRO RD, MILTON, FL 32570-6578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Dec 20, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2014
Deed Sale	Jan 9, 2014
Deed Document Number	2014876
Deed Book / Page	3316 / 1882
Last Transfer Date	Dec 15, 2022
Transfer Doc	0043531417
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6594 KEMBRO RD, MILTON, FL 32570-6578
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6594 KEMBRO RD, MILTON, FL 32570-6578
Investor	Possibly a Property Investor

Mortgage

Document Number	0044340893
Date	Sep 18, 2023
Book Page	4434/893
Instrument	202342237

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 20, 2022
Property Address	6594 KEMBRO RD, MILTON, FL 32570-6578
Document Number	0043531417
Book / Page	4353 / 1417
Instrument Date	Dec 15, 2022
Instrument	202269117
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6594 KEMBRO RD, MILTON, FL 32570-6578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6594 KEMBRO RD, MILTON, FL 32570-6578
Investor	Possibly a Property Investor

Mortgage

Document Number	0043531420
Date	Dec 20, 2022
Instrument	4353/1420

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 15, 2022
Property Address	6594 KEMBRO RD, MILTON, FL 32570-6578
Document Number	0043520827
Book / Page	4352 / 827
Instrument Date	Mar 23, 2022
Instrument	202268395
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4952 CREEKSIDE LN, MILTON, FL 32570-8385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6594 KEMBRO RD, MILTON, FL 32570-6578

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,909 (+2.9%)	$198,309 (+1.23%) Land $35,000 Building $163,309
2024	$869.00 Homeowner's exemption	$104,868	$195,892 Land $35,000 Building $160,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6594 Kembro Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6594 Kembro Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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