6591 Perch St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6591 Perch St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,285 sqft · built 2009
Lot Size0.458 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$232,000 (Apr 2009)
Tax Bill$3,476 (2024)
Deeds & MortgagesDec 2021 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone AE (high risk)
APN18-2S-26-1920-00500-0080

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-00500-0080

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,285 sqft Heated Area
Gross Area3,366 sqft
1st Floor Area2,726 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area19,994 sqft (0.458 acres)
Lot Dimensions2,000 ft deep x 1,000 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area108 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number182S261920005000080
Street Address6591 PERCH ST
CityNAVARRE
StateFL
Zip32566-8384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 8 BLK 5 AS DES IN OR 2899 PG 677
Legal Range26W
Legal Township02S
Legal Section18
Legal SubdivisionBY THE SEA
Legal Block5
Legal Lot Number8
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2045
Census Tract10820

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6591 PERCH ST, NAVARRE, FL 32566-8384
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2009 · Amount on Record
Deed SaleApr 30, 2009 · Amount on Record
Deed Document Number0002899677
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6591 PERCH ST, NAVARRE, FL 32566-8384
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6591 ST, NAVARRE, FL 32556

Mortgage

Document Number0042250193
DateDec 27, 2021
Book Page4225/193
Instrument202184869
Lender
NameWHITNEY BANK
TypeBank
AddressGULF BREEZE, FL 32561
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 1, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6591 PERCH ST, NAVARRE, FL 32566-8384
Transaction TypeMortgage
Record UpdatedDec 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6591 PERCH ST, NAVARRE, FL 32566-8384

Mortgage

Document Number0042050229
DateNov 8, 2021
Book Page4205/229
Instrument202174858
Lender
NameGUARANTY HOME MORTGAGE CORP
TypeMortgage Company
AddressNASHVILLE, TN 37210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,476.00 (+2.75%) Homeowner's exemption$327,442 (+3.66%)$345,106 (+4.34%) Land $75,000 Building $270,106
2023$3,383.00 (+2.55%) Homeowner's exemption$315,873 (+3%)$330,738 (+7.85%) Land $65,000 Building $265,738
2022$3,299.00 Homeowner's exemption$306,673$306,673 Land $50,000 Building $256,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation40.1 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 215 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

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