6591 Hwy 4 W, Baker, FL 32531 Property Records

Okaloosa County property record for 6591 Hwy 4 W, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,095 sqft · built 1981
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$1,606 (2025)
Deeds & MortgagesFeb 2023 Transfer
Feb 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-595-3382-8

Property Details

APN / Parcel Number

Primary APNC56-000-595-3382-8
Alternative APNs
  • 16-4N-25-0000-0002-0010
  • 25N416000000020010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,095 sqft Living Area
Gross Area2,890 sqft
1st Floor Area2,095 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Lot Width190 ft Width
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
PorchOpen/Unfinished Porch
Porch Area315 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6591 HIGHWAY 4 W
CityBAKER
StateFL
Zip32531-8257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SW COR OF NE1/4 S445.2 FT TO BEG SE ALG HWY 190 FT NE 232 FT NW 190 FT SW 232 FT TO BEG OR 1071-208
Legal Range25W
Legal Township04N
Legal Section16
Legal Block2
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3001
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1365 W HIGHWAY 98, 403, MARY ESTHER, FL 32569-2520
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 27, 2023Quit Claim Deed, Transfer
Quitclaim
Nov 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 27, 2022
Transfer Doc0036632892
Record UpdatedSep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateFeb 27, 2023
Property Address6591 HIGHWAY 4 W, BAKER, FL 32531-8257
Document Number0036632894
Book / Page3663 / 2894
Instrument DateDec 28, 2022
Instrument3608248
Transaction TypeTransfer
Record UpdatedMar 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1365 W HIGHWAY 98403, MARY ESTHER, FL 32569

Transferred To (Grantee/Buyer)

NameVerified Name
Address6591 HIGHWAY 4 W, BAKER, FL 32531-8257

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateFeb 27, 2023
Property Address6591 HIGHWAY 4 W, BAKER, FL 32531-8257
Document Number0036632892
Book / Page3663 / 2892
Instrument DateDec 27, 2022
Instrument3608247
Transaction TypeTransfer
Record UpdatedMar 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5894 TRIEDA DR, MELBOURNE, FL 32940-8065

Transferred To (Grantee/Buyer)

NameVerified Name
Address6591 HIGHWAY 4 W, BAKER, FL 32531-8257

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address6591 HIGHWAY 4 W, BAKER, FL 32531-8257
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034273671
DateNov 6, 2019
Book Page3427/3671
Instrument3316560
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 19, 2029

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,606.00 (-16%) Homeowner's exemption$192,621 (+2.58%)$197,195 (+5.02%) Land $9,508 Building $187,687
2023$1,912.00 (+141.11%) Homeowner's exemption$187,770 (+76.22%) Land $8,078 Building $179,692$187,770 (+8.55%) Land $8,078 Building $179,692
2022$793.00 Homeowner's exemption$106,555$172,980 Land $7,549 Building $165,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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Nearby Streets

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