6591 Hartwig Dr, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 6591 Hartwig Dr, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,812 sqft · built 2007
Lot Size	0.49 acres (21,343 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2025)
Tax Bill	$7,787 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1610454020`

Property Details

APN / Parcel Number

Primary APN	`1610454020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,812 sqft Living Area
1st Floor Area	1,906 sqft
Basement Area	1,906 sqft
Finished Basement	1,906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	21,343 sqft (0.49 acres)
Garage Area	1,028 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6591 HARTWIG DR
City	CHERRY VALLEY
State	IL
Zip	61016-9149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PENFIELD CROSSINGS NO 8 PT S1/2 SEC 10-43-2 LOT 264
Legal Range	2
Legal Township	43
Legal Section	10
Legal Subdivision	PENFIELD XINGS 08
Legal Lot Number	264
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	5
Census Block	5042
Census Tract	3705

Owner

6591 Hartwig Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6591 HARTWIG DR, CHERRY VALLEY, IL 61016-9149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BK
Jun 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Document Number	202524990
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0001016569
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 26, 2025
Property Address	6591 HARTWIG DR, CHERRY VALLEY, IL 61016-9149
Document Number	0000024990
Map Reference	PB 48 PG 11B
Instrument Date	Sep 22, 2025
Instrument	2524990
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6591 HARTWIG DR, CHERRY VALLEY, IL 61016-9149

Mortgage

Document Number	0000024992
Date	Sep 26, 2025
Instrument	2524992

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.6%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6591 HARTWIG DR, CHERRY VALLEY, IL 61016-9149
Document Number	0001018909
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6591 HARTWIG DR CHERRY VALLEY IL 610169149, CHERRY VALLEY, IL 61016-9149

Mortgage

Document Number	0001018909
Date	Jul 13, 2020
Instrument	1018909

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2035

Interest

Rate	2.39%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 14, 2018
Property Address	6591 HARTWIG DR, CHERRY VALLEY, IL 61016-9149
Document Number	0001016569
Instrument Date	Jun 11, 2018
Instrument	1016569
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6591 HARTWIG DR CHERRY VALLEY IL 610169149, CHERRY VALLEY, IL 61016-9149

Tax Assessment & Valuation

The 2025 property tax bill for 6591 Hartwig Dr was $7,787, up 4.9% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,787.00 (+4.9%)	$118,522 (+10.55%) Land $17,501 Building $101,021	$355,566 (+10.55%) Land $52,503 Building $303,063
2024	$7,423.00 Homeowner's exemption Additional exemption filed	$107,211 Land $15,831 Building $91,380	$321,633 Land $47,493 Building $274,140
2022	Homeowner's exemption	$89,401 Land $13,410 Building $75,991	$268,203 Land $40,230 Building $227,973

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6591 Hartwig Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6591 Hartwig Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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