659 W Downer Pl, Aurora, IL 60506 Property Records

Kane County property record for 659 W Downer Pl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,816 sqft · built 1931
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$356,000 (May 2026)
Tax Bill	$7,398 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-180-014`

Property Details

APN / Parcel Number

Primary APN	`15-21-180-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,724 sqft
Basement Area	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	659 W DOWNER PL
City	AURORA
State	IL
Zip	60506-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES 2ND ADD : LOT 11 BLK 9
Legal Subdivision	LAKES 2ND ADD
Legal Block	9
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	853900

Owner

659 W Downer Pl is owned by an individual who bought it in May 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	251 W DOWNER PL, 2E, AURORA, IL 60506-5146
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Apr 9, 2020	Warranty Deed, Transfer · Conventional with PMI DUPAGE CU
Jul 30, 2018	Warranty Deed, Transfer LOAN FUNDER LLC SERIES 4523

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202620956
Prior Transfer Date	Mar 14, 2012
Prior Transfer Doc	0000022432
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 21, 2026
Property Address	659 W DOWNER PL, AURORA, IL 60506-5001
Document Number	0000020956
Instrument Date	Apr 13, 2026
Instrument	202620956
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020957,
Date	May 21, 2026
Instrument	202620957

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 9, 2020
Property Address	659 W DOWNER PL, AURORA, IL 60506-5001
Document Number	0000017669
Instrument Date	Mar 24, 2020
Instrument	17669
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S MAIN ST AURORA IL 60506, AURORA, IL 60506

Mortgage

Document Number	17670
Date	Apr 9, 2020
Instrument	17670

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 30, 2018
Property Address	659 W DOWNER PL, AURORA, IL 60506-5001
Document Number	0000036550
Instrument Date	Jun 26, 2018
Instrument	36550
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	503 W WILSON ST BATAVIA IL 605101829, BATAVIA, IL 60510-1829

Mortgage

Document Number	36551
Date	Jul 30, 2018
Instrument	36551

Lender

Name	LOAN FUNDER LLC SERIES 4523
Address	40 W 57TH ST # 20TH, NEW YORK, NY 10019-4001

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 659 W Downer Pl was $7,398, up 3.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,398.00 (+3.38%) Homeowner's exemption	$107,616 (+9.39%) Land $17,913 Building $89,703	$322,977 (+9.39%) Land $53,761 Building $269,217
2024	$7,156.00	$98,378 Land $16,375 Building $82,003	$295,252 Land $49,145 Building $246,107
2022	$5,807.00 (+4.78%) Homeowner's exemption	$71,606 (+7.41%) Land $13,349 Building $58,257	$214,818 (+7.41%) Land $40,047 Building $174,771
2021	$5,542.00 Homeowner's exemption	$66,666 Land $12,428 Building $54,238	$199,998 Land $37,284 Building $162,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 659 W Downer Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 659 W Downer Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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