659 W 10th St, Merced, CA 95341 Property Records

Merced County property record for 659 W 10th St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 905 sqft · built 1938
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2021)
Tax Bill	$3,182 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`032-061-015-000`

Property Details

APN / Parcel Number

Primary APN	`032-061-015-000`
Alternative APN	`032-061-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	905 sqft Living Area
1st Floor Area	905 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1945
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	15,000 sqft (0.344 acres)
Porch	Porch
Porch Area	78 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	032-061-015
Street Address	659 W 10TH ST
City	MERCED
State	CA
Zip	95341-5940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MERCED POR LOT 2 BLK 530
Legal Subdivision	MERCED
Legal Block	530
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2026
Census Tract	1502

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 W 10TH ST, MERCED, CA 95341-5940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Oct 21, 2021	Intrafamily Transfer, Transfer TRANSCOUNTY TITLE COMPANY
Oct 21, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Apr 2, 2013 · Amount on Record
Deed Document Number	202147242
Last Transfer Date	Jul 7, 2026
Transfer Doc	0000018135
Record Updated	Oct 29, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MERCED CA
Recording Date	Jul 8, 2026
Property Address	659 W 10TH ST, MERCED, CA 95341-5940
Document Number	0000018135
Instrument Date	Jul 7, 2026
Instrument	202618135
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	659 W 10TH ST, MERCED, CA 95341-5940

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 21, 2021
Property Address	659 W 10TH ST, MERCED, CA 95341-5940
Document Number	0000047243
Map Reference	VOL 2 PG 59
Instrument Date	Oct 8, 2021
Instrument	2021047243
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 W 10TH ST, MERCED, CA 95341-5940

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 21, 2021
Property Address	659 W 10TH ST, MERCED, CA 95341-5940
Document Number	0000047242
Map Reference	VOL 2 PG 59
Instrument Date	Sep 8, 2021
Instrument	2021047242
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	659 W 10TH ST, MERCED, CA 95341-5940

Mortgage

Document Number	0000047244
Date	Oct 21, 2021
Instrument	2021047244

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$297,666 (+2%) Land $129,890 Building $167,776
2025	$3,182.00 (+7.32%) Homeowner's exemption	$291,831 (+4.04%) Land $127,344 Building $164,487
2023	$2,965.00 (+1.4%) Homeowner's exemption	$280,500 Land $122,400 Building $158,100
2022	$2,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	3 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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