659 Saw Grass Rd, Hampstead, NC 28443 Property Records

Pender County property record for 659 Saw Grass Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,459 sqft · built 1990
Lot Size	0.608 acres (26,528 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Feb 2022)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203-21-2585-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-21-2585-0000`
Alternative APNs	`000048853` `32844`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,459 sqft Living Area
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Cape Cod
Exterior Material	Wood Shingle
Foundation Type	Slab (Mat/Raft)
Lot Area	26,528 sqft (0.608 acres)

Exterior Amenities

Pool Area	504 sqft
Deck Area	996 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000048853
Old Parcel Number	4203 21 2585 0000
Street Address	659 SAW GRASS RD
City	HAMPSTEAD
State	NC
Zip	28443-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	LT 171 MAP 13/69 OLDE POINT DEVELOPMENT
Legal Subdivision	OLDE POINT
Legal Lot Number	171
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3004
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	659 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 9, 2022	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	0006804779
Deed Book / Page	680 / 4779
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	659 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 SAW GRASS RD, HAMPSTEAD, NC 28443-2362

Mortgage

Document Number	0048272346
Date	Dec 22, 2023
Book Page	4827/2346

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 9, 2022
Property Address	659 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Document Number	0047790680
Book / Page	4779 / 680
Map Reference	MB13 PG 69
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 THREE QUARTER POINT RD, 726, WIRTZ, VA 24184-3690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 SAW GRASS RD, HAMPSTEAD, NC 28443-2362

Mortgage

Document Number	0004779684
Date	Feb 9, 2022
Instrument	4779/684

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,431.00 (+9.69%)	$567,127 (+62.35%) Land $160,236 Building $406,891	$567,127 (+62.35%) Land $160,236 Building $406,891
2023		$349,321 (-) Land $92,046 Building $257,275	$349,321 (-) Land $92,046 Building $257,275
2022	$3,128.00	$349,321 Land $92,046 Building $257,275	$349,321 Land $92,046 Building $257,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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