659 Sandra Dee Dr, Lowell, IN 46356 Property Records

Lake County property record for 659 Sandra Dee Dr, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,478 sqft · built 2022
Lot Size	0.257 acres (11,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$483,263 (Nov 2023)
Tax Bill	$4,803 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-19-22-181-001.000-038`

Property Details

APN / Parcel Number

Primary APN	`45-19-22-181-001.000-038`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	4,767 sqft
Basement Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,180 sqft (0.257 acres)
Lot Dimensions	130 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	659 SANDRA DEE DR
City	LOWELL
State	IN
Zip	46356-0045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIERRA RIDGE UNIT 2 PHASE 2 LOT 45
Legal Subdivision	SIERRA RIDGE UNIT 2
Legal Lot Number	45
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3003
Census Tract	43401

Owner

Source: Lake County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 SANDRA DEE DR, LOWELL, IN 46356-0045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 29, 2022	Corporation Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Sep 28, 2022	Corporation Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	2023536340
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 3, 2023
Property Address	659 SANDRA DEE DR, LOWELL, IN 46356-0045
Document Number	0000036340
Map Reference	MB 114 PG 96
Instrument Date	Nov 2, 2023
Instrument	2023-536340
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	659 SANDRA DEE DR, LOWELL, IN 46356-0045

Mortgage

Document Number	0000036341
Date	Nov 3, 2023
Instrument	2023-536341

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2022: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	LAKE IN
Recording Date	Nov 29, 2022
Property Address	659 SANDRA DEE DR, LOWELL, IN 46356-0045
Document Number	0000047548
Map Reference	MB 114 PG 96
Instrument Date	Nov 23, 2022
Instrument	2022-547548
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 SANDRA DEE DR, LOWELL, IN 46356-0045

Mortgage

Document Number	0000047549
Date	Nov 29, 2022
Instrument	2022-547549

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2022: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	LAKE IN
Recording Date	Sep 28, 2022
Property Address	659 SANDRA DEE DR, LOWELL, IN 46356-0045
Document Number	0000039584
Map Reference	MB 114 PG 96
Instrument Date	Sep 27, 2022
Instrument	2022-539584
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 W 50 N, VALPARAISO, IN 46385-9237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039585
Date	Sep 28, 2022
Instrument	2022-539585

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 27, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$515,400 (+9.22%) Land $55,400 Building $460,000	$515,400 (+9.22%) Land $55,400 Building $460,000
2024	$4,803.00 (+95,96%)
2023		$471,900 (+47,09%) Land $55,400 Building $416,500	$471,900 (+47,09%) Land $55,400 Building $416,500
2022	$5.00	$1,000 Land $1,000	$1,000 Land $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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