659 River Front Dr, Sparta, TN 38583 Property Records

Van Buren County property record for 659 River Front Dr, Sparta, TN 38583 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 990 sqft · built 2023
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jun 2020)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`088007C A 03000`

Property Details

APN / Parcel Number

Primary APN	`088007C A 03000`
Alternative APN	`007C A 03000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft
Basement Area	484 sqft
Finished Basement	484 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Gazebo	384 sqft
Boat Access	Boat Access
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	659 RIVER FRONT DR
City	SPARTA
State	TN
Zip	38583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W01
Legal Subdivision	RIVER BEND
Legal Lot Number	30
Jurisdiction	VAN BUREN TN
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	925200

Owner

Source: Van Buren County records · APN 088007C A 03000

Assessment roll updated January 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	372 N SPRING ST, SPARTA, TN 38583-1327
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF TENNESSEE
Jun 01, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2020 · Amount on Record
Deed Sale	Jun 01, 2020 · Amount on Record
Prior Sale	Nov 26, 2004 · Amount on Record
Deed Document Number	2020537
Deed Book / Page	105 / 286
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Recording Date	Apr 09, 2026
Property Address	659 RIVER FRONT DR, SPARTA, TN 38583
Document Number	0000000422
Book / Page	147 / 239
Instrument Date	Mar 31, 2026
Instrument	2026422
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 OAK FOREST LN, SPARTA, TN 38583-1357

Mortgage

Document Number	0000000422,
Date	Apr 09, 2026
Book Page	147/239
Instrument	2026422

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	659 RIVER FRONT DR, SPARTA, TN 38583-7327
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 OAK FOREST LN, SPARTA, TN 38583-1357

Mortgage

Document Number	00RB124/98
Date	Feb 13, 2023
Book Page	RB124/98
Instrument	23000198

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 05, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jun 01, 2020
Property Address	659 RIVER FRONT DR, SPARTA, TN 38583-7327
Document Number	0RB105/286
Book / Page	RB105 / 286
Map Reference	MB 2 PG 53
Instrument Date	May 28, 2020
Instrument	20000537
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 N SPRING ST, SPARTA, TN 38583-1330
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Van Buren County records · Assessment roll updated January 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00	$60,725 (-) Land $18,750 Building $41,975
2024	$1,457.00	$60,725 (-) Land $18,750 Building $41,975
2023	$1,457.00 (+223.78%)	$60,725 (+223.87%) Land $18,750 Building $41,975
2022	$450.00	$18,750 Land $18,750	$75,000 (-69.12%) Land $75,000
2021			$242,900 Land $75,000 Building $167,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Van Buren County (47175C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471759252002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low above 35% of the US · above 52% of Tennessee
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Ben Lomand Rural Telephone Coop.	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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