659 Regent Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 659 Regent Rd, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,092 sqft · built 1981
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Aug 2016)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-14E-353`

Property Details

APN / Parcel Number

Primary APN	`41-32-14E-353`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	560 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Cul-de-sac
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	528 sqft
Deck Area	390 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	659 REGENT RD
City	CINCINNATI
State	OH
Zip	45245-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDINBURGH PLACE; LOT 30
Legal Subdivision	EDINBURGH PLACE
Legal Lot Number	30
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41404

Owner

659 Regent Rd is owned and occupied by an individual who bought it in August 2016.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	659 REGENT RD, CINCINNATI, OH 45245-1627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2016 · Amount on File
Deed Sale	Aug 9, 2016 · Amount on File
Prior Sale	Aug 5, 1992 · Amount on File
Deed Document Number	201617454
Deed Book / Page	2653 / 1059
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	659 REGENT RD, CINCINNATI, OH 45245-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011990
Date	May 20, 2020
Book Page	2838/5192
Instrument	202000011990

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 659 Regent Rd was $4,282 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,282.00	$85,020 Land $15,680 Building $69,340
2024			$242,900 (-) Land $44,800 Building $198,100
2023	$8,456.00 (+142.85%) Homeowner's exemption	$85,020 (+42.39%) Land $15,680 Building $69,340	$242,900 Land $44,800 Building $198,100
2022	$3,482.00 Homeowner's exemption	$59,710 Land $10,850 Building $48,860
2020			$170,600 Land $31,000 Building $139,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 659 Regent Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 Regent Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20