659 Owens River Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 659 Owens River Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,377 sqft · built 2017
Lot Size	0.13 acres (5,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$696,500 (Jan 2018)
Tax Bill	$15,490 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`133-0-271-015`

Property Details

APN / Parcel Number

Primary APN	`133-0-271-015`
Alternative APN	`1330210075`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,377 sqft Living Area
1st Floor Area	997 sqft
2nd Floor Area	1,380 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,655 sqft (0.13 acres)
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	153 sqft

Location & Zoning

Street Address	659 OWENS RIVER DR
City	OXNARD
State	CA
Zip	93036-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 564401 LOT: 395 REF: 159MR 39
Legal Subdivision	159M39
Legal Tract	564401
Legal Block	271
Legal Lot Number	395
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1008
Census Tract	5004

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 OWENS RIVER DR, OXNARD, CA 93036-5566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 26, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI NAVY FCU
Jan 4, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Dec 18, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 11, 2017	Grant Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20189016
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	659 OWENS RIVER DR, OXNARD, CA 93036-5566
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 OWENS RIVER DR, OXNARD, CA 93036-5566

Mortgage

Document Number	0000071891
Date	Oct 8, 2025
Instrument	2025000071891

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	659 OWENS RIVER DR, OXNARD, CA 93036-5566
Document Number	0000125305
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	INGEO LSI TITLE COMPANY, INGEO LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	659 OWENS RIVER DR OXNARD CA 930365566, OXNARD, CA 93036-5566

Mortgage

Document Number	0000125305
Date	Oct 15, 2019
Instrument	125305

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2029

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 26, 2018
Property Address	659 OWENS RIVER DR, OXNARD, CA 93036-5566
Document Number	0000009016
Instrument Date	Jan 15, 2018
Instrument	9016
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	SPL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$766.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	659 OWENS RIVER DR OXNARD CA 930365566, OXNARD, CA 93036-5566

Mortgage

Document Number	9017
Date	Jan 26, 2018
Instrument	9017

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

January 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 4, 2018
Property Address	659 OWENS RIVER DR, OXNARD, CA 93036-5566
Instrument Date	Dec 27, 2017
Instrument	1082
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	0000001082
Date	Jan 4, 2018
Instrument	1082

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 3, 2023

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 18, 2017
Property Address	659 OWENS RIVER DR, OXNARD, CA 93036-5566
Instrument Date	Dec 14, 2017
Instrument	162488
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	0000162488
Date	Dec 18, 2017
Instrument	162488

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 11, 2017
Property Address	659 OWENS RIVER DR, OXNARD, CA 93036-5566
Document Number	0000088926
Instrument Date	Jun 29, 2017
Instrument	88926
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$1,586.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 EXCHANGE #200 IRVINE CA 926021340, 200, IRVINE, CA 92602-1340
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$807,888 (+2%) Land $525,164 Building $282,724
2025	$15,490.00 (+1.35%)	$792,048 (+4.04%) Land $514,867 Building $277,181
2024	$15,283.00 (+6.38%)
2023	$14,366.00 (+3.14%)	$761,293 (+2%) Land $494,874 Building $266,419
2022	$13,928.00	$746,366 Land $485,170 Building $261,196

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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